FY2026 · ended Jun 30, 2026 · Revenue $1.44B, +29.6% YoY · Filed Aug 27, 2026
Affirm Holdings, Inc. (AFRM) files with the SEC under industry code 6141, Personal Credit Institutions. In fiscal 2026, which ended Jun 30, 2026, it reported revenue of $1.4 billion and net income of $1.9 billion. Free cash flow was $992.6 million. As of Jun 30, 2026 it held $2.9 billion in cash and investments and $9.8 billion in total debt.
Revenue
$1.44B
+29.6% vs prior year
Net income
$1.93B
+3597.9% vs prior year
Operating cash flow
$1.23B
+55.1% vs prior year
Free cash flow
$992.63M
+65.0% vs prior year
EPS
$5.53
+3586.7% vs prior year
Dividend per share
None
Shares outstanding
—
Net cash
$-6.95B
FY 2026
Operating margin
28.9%
FY 2026
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- AFRM (Nasdaq)
- Fiscal year ends
- June 30
- Incorporated in
- NV
- Headquarters
- San Francisco, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1820953
Other Personal Credit Institutions companies
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
- Atlanticus Holdings Corp ATLC
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2026 Jun 30, 2026 |
FY 2025 Jun 30, 2025 |
FY 2024 Jun 30, 2024 |
FY 2023 Jun 30, 2023 |
FY 2022 Jun 30, 2022 |
|---|---|---|---|---|---|
| Revenue | $1.4B | $1.1B | $826.0M | $626.9M | $559.2M |
| Operating income | $417.0M | -$87.3M | -$615.8M | -$1.2B | -$866.0M |
| Net income | $1.9B | $52.2M | -$517.8M | -$985.3M | -$707.4M |
| Diluted EPS | $5.53 | $0.15 | -$1.67 | -$3.34 | -$2.51 |
| Operating cash flow | $1.2B | $793.9M | $450.1M | $12.2M | -$162.2M |
| Free cash flow | $992.6M | $601.7M | $290.8M | -$108.6M | -$248.5M |
| Total assets | $15.8B | $11.2B | $9.5B | $8.2B | $7.0B |
| Total liabilities | $10.3B | $8.1B | $6.8B | $5.6B | $4.4B |
| Stockholders' equity | $5.5B | $3.1B | $2.7B | $2.5B | $2.6B |
| Cash and investments | $2.9B | $2.3B | $2.3B | $2.3B | $3.3B |
| Total debt | $9.8B | $7.6B | $1.9B | $52.6M | $65.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| ARS | Annual report to shareholders | Oct 23, 2026 | Jun 30, 2026 |
| 10-K | Annual report | Aug 27, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Officer or director change
|
Aug 27, 2026 | Aug 25, 2026 |
| 8-K |
Current report
Material agreement, Officer or director change
|
Jun 25, 2026 | Jun 18, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Results of operations
|
May 7, 2026 | May 7, 2026 |
All 730 Affirm Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.