As of Sep 30, 2026, Affirm Holdings, Inc. had total assets of $16.5 billion and total liabilities of $10.7 billion. Total assets were up 43.6% from a year earlier. Stockholders' equity was $5.8 billion. It held $3.3 billion in cash and investments against $10.3 billion of total debt, net debt of $7.0 billion.
USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the year before.
| Line |
FY 2027
Sep 30, 2026
|
FY 2026
Jun 30, 2026
|
FY 2025
Jun 30, 2025
|
FY 2024
Jun 30, 2024
|
FY 2023
Jun 30, 2023
|
FY 2022
Jun 30, 2022
|
FY 2021
Jun 30, 2021
|
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash |
2,072
+45.0%
|
1,630
+20.3%
|
1,354
+33.7%
|
1,013
+13.6%
|
892
-28.9%
|
1,255
-14.4%
|
1,467
|
| Cash and investments |
3,302
+38.6%
|
2,872
+23.9%
|
2,318
+2.1%
|
2,270
-0.4%
|
2,279
-31.3%
|
3,317
+126.2%
|
1,467
|
| Property and equipment, net |
691
+12.6%
|
686
+19.8%
|
573
+33.9%
|
428
+47.4%
|
290
+69.2%
|
171
+174.4%
|
62
|
| Goodwill |
525
-0.9%
|
524
-1.8%
|
534
+0.1%
|
533
-1.7%
|
543
+0.6%
|
540
+4.5%
|
517
|
| Total assets |
16,481
+43.6%
|
15,790
+41.6%
|
11,155
+17.2%
|
9,520
+16.7%
|
8,156
+16.9%
|
6,974
+43.3%
|
4,867
|
| Liabilities and equity | |||||||
| Total liabilities |
10,730
+31.2%
|
10,306
+27.5%
|
8,086
+19.1%
|
6,788
+20.7%
|
5,621
+29.1%
|
4,356
+90.1%
|
2,291
|
| Stockholders' equity |
5,751
+74.3%
|
5,484
+78.7%
|
3,069
+12.3%
|
2,732
+7.8%
|
2,534
-3.2%
|
2,618
+1.7%
|
2,576
|
| Debt | |||||||
| Long-term debt |
10,256
+32.6%
|
9,794
+28.7%
|
7,610
+314.3%
|
1,837
|
—
|
—
|
—
|
| Lease liabilities |
28
+0.8%
|
29
-8.6%
|
32
-19.1%
|
39
-24.9%
|
53
-20.0%
|
66
-12.3%
|
75
|
| Total debt |
10,285
+32.5%
|
9,823
+28.5%
|
7,642
+307.2%
|
1,876
+3470.2%
|
53
-20.0%
|
66
-12.3%
|
75
|
| Net cash |
-6,982
-29.7%
|
-6,951
-30.6%
|
-5,324
-1454.0%
|
393
-82.3%
|
2,227
-31.5%
|
3,251
+133.6%
|
1,392
|
| Ratios | |||||||
| Debt to equity |
1.79x
|
1.79x
|
2.49x
|
0.69x
|
0.02x
|
0.03x
|
0.03x
|
| Debt to EBITDA |
11.89x
|
13.64x
|
55.45x
|
—
|
—
|
—
|
—
|
| Return on equity |
35.01%
|
35.19%
|
1.70%
|
-18.95%
|
-38.88%
|
-27.02%
|
-17.12%
|
| Return on assets |
12.22%
|
12.22%
|
0.47%
|
-5.44%
|
-12.08%
|
-10.14%
|
-9.06%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. The first column is the latest balance sheet when it is newer than the latest fiscal year. More on our methodology.
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- AFRM (Nasdaq)
- Fiscal year ends
- June 30
- Incorporated in
- NV
- Headquarters
- San Francisco, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1820953
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Source: SEC EDGAR filings. This is company-reported data, not investment advice.