Q1 FY2027 · ended Sep 30, 2026 · Revenue $393.42M, +22.8% YoY · Filed Nov 5, 2026
Affirm Holdings, Inc. (AFRM) files with the SEC under industry code 6141, Personal Credit Institutions. In Q1 of fiscal 2027, the quarter ended Sep 30, 2026, it reported revenue of $393.4 million and net income of $164.2 million. Free cash flow was $144.6 million. As of Sep 30, 2026 it held $3.3 billion in cash and investments and $10.3 billion in total debt.
Revenue
$393.42M
+22.8% vs year-ago quarter
Net income
$164.17M
+103.4% vs year-ago quarter
Operating cash flow
$207.08M
-44.7% vs year-ago quarter
Free cash flow
$144.57M
-54.9% vs year-ago quarter
EPS
$0.47
+104.3% vs year-ago quarter
Dividend per share
None
Shares outstanding
59.24M
Net cash
$-6.98B
Q1 FY2027
Operating margin
35.6%
TTM
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- AFRM (Nasdaq)
- Fiscal year ends
- June 30
- Incorporated in
- NV
- Headquarters
- San Francisco, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1820953
Other Personal Credit Institutions companies
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
- Atlanticus Holdings Corp ATLC
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q1 FY2027 Sep 30, 2026 |
Q4 FY2026 Jun 30, 2026 |
Q3 FY2026 Mar 31, 2026 |
Q2 FY2026 Dec 31, 2025 |
Q1 FY2026 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $393.4M | $387.5M | $334.5M | $401.4M | $320.5M |
| Operating income | $187.1M | $147.3M | $88.4M | $117.6M | $63.7M |
| Net income | $164.2M | $1.6B | $102.9M | $129.6M | $80.7M |
| Diluted EPS | $0.47 | $4.62 | $0.30 | $0.37 | $0.23 |
| Operating cash flow | $207.1M | $296.2M | $386.5M | $173.7M | $374.6M |
| Free cash flow | $144.6M | $229.3M | $325.1M | $118.0M | $320.2M |
| Total assets | $16.5B | $15.8B | $13.1B | $13.0B | $11.5B |
| Total liabilities | $10.7B | $10.3B | $9.4B | $9.4B | $8.2B |
| Stockholders' equity | $5.8B | $5.5B | $3.8B | $3.5B | $3.3B |
| Cash and investments | $3.3B | $2.9B | $2.6B | $2.3B | $2.4B |
| Total debt | $10.3B | $9.8B | $8.9B | $9.1B | $7.8B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 5, 2026 | Nov 5, 2026 |
| ARS | Annual report to shareholders | Oct 23, 2026 | Jun 30, 2026 |
| 10-K | Annual report | Aug 27, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Officer or director change
|
Aug 27, 2026 | Aug 25, 2026 |
| 8-K |
Current report
Material agreement, Officer or director change
|
Jun 25, 2026 | Jun 18, 2026 |
All 733 Affirm Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.