FY2025 · ended Dec 31, 2025 · Revenue $309.58M, +51.2% YoY · Filed Mar 12, 2026
Atlanticus Holdings Corp (ATLC) files with the SEC under industry code 6141, Personal Credit Institutions. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $309.6 million and net income of $122.2 million. As of Jun 30, 2026 it held $555.2 million in cash and investments and $23.6 million in total debt.
Revenue (TTM)
$347.01M
+38.7% vs year-ago TTM
Net income (TTM)
$154.00M
+25.3% vs year-ago TTM
Operating cash flow (TTM)
$936.98M
+87.7% vs year-ago TTM
Free cash flow
$211.99M
+112.6% vs prior year
EPS (TTM)
$7.57
+36.0% vs year-ago TTM
Dividend per share
None
Shares outstanding
14.92M
-1.3% vs prior year
Net cash
$531.65M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- ATLC (Nasdaq), ATLCL (Nasdaq), ATLCP (Nasdaq), ATLCZ (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- GA
- Headquarters
- Atlanta, GA
- SEC filer status
- Accelerated filer
- SEC CIK
- 1464343
- Former names
- CompuCredit Holdings Corp (until Nov 30, 2012)
Other Personal Credit Institutions companies
- Affirm Holdings, Inc. AFRM
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $309.6M | $204.7M | $160.9M | $42.8M | $30.6M |
| Net income | $122.2M | $111.3M | $102.8M | $135.6M | $177.9M |
| Diluted EPS | $5.96 | $4.77 | $4.24 | $5.83 | $7.56 |
| Operating cash flow | $638.0M | $469.4M | $459.3M | $347.6M | $212.4M |
| Total assets | $7.6B | $3.3B | $2.7B | $2.4B | $1.9B |
| Total liabilities | $7.0B | $2.7B | $2.2B | $1.9B | $1.5B |
| Stockholders' equity | $608.7M | $492.9M | $394.7M | $326.4M | $288.0M |
| Cash and investments | $621.1M | $375.4M | — | — | — |
| Total debt | $25.3M | $24.2M | $20.2M | $20.1M | $4.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Other events
|
Oct 6, 2026 | Oct 6, 2026 |
| 8-K |
Current report
Other events
|
Sep 17, 2026 | Sep 17, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 13, 2026 | May 7, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
All 726 Atlanticus Holdings Corp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.