Q2 FY2026 · ended Jun 30, 2026 · Revenue $372.17M, +29.4% YoY · Filed Aug 7, 2026
Pra Group Inc (PRAA) files with the SEC under industry code 6153, Short-Term Business Credit Institutions. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $372.2 million and net income of $57.9 million. Free cash flow was -$38.7 million. As of Jun 30, 2026 it held $132.4 million in cash and investments and $3.8 billion in total debt.
Revenue
$372.17M
+29.4% vs year-ago quarter
Net income
$57.92M
+36.7% vs year-ago quarter
Operating cash flow
$-36.28M
-181.0% vs year-ago quarter
Free cash flow
$-38.68M
-172.6% vs year-ago quarter
EPS
$1.51
+39.8% vs year-ago quarter
Dividend per share
None
Shares outstanding
37.65M
-3.6% vs year-ago quarter
Net cash
$-3.66B
Q2 FY2026
Operating margin
5.0%
TTM
Company profile
- Industry
- Short-Term Business Credit Institutions (SIC 6153)
- Listed as
- PRAA (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Norfolk, VA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1185348
- Former names
- PORTFOLIO RECOVERY ASSOCIATES INC (until Oct 17, 2014)
Other Short-Term Business Credit Institutions companies
- Encore Capital Group Inc ECPG
- Jefferson Capital, Inc. / DE JCAP
- Stewards, Inc. SWRD
- Plumas Bancorp PLBC
- Totaligent, Inc. TGNT
- OLD MARKET CAPITAL Corp OMCC
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $372.2M | $314.5M | $333.4M | $311.1M | $287.7M |
| Operating income | $153.3M | $103.3M | $125.6M | -$315.5M | $85.1M |
| Net income | $57.9M | $28.2M | $56.5M | -$407.7M | $42.4M |
| Diluted EPS | $1.51 | $0.73 | $1.46 | -$10.43 | $1.08 |
| Operating cash flow | -$36.3M | $24.9M | -$9.9M | -$10.1M | -$12.9M |
| Free cash flow | -$38.7M | $23.5M | -$11.3M | -$11.3M | -$14.2M |
| Total assets | $5.2B | $5.2B | $5.1B | $5.0B | $5.4B |
| Total liabilities | $4.1B | $4.1B | $4.1B | $4.0B | $4.0B |
| Stockholders' equity | $1.0B | $1.0B | $979.9M | $928.5M | $1.3B |
| Cash and investments | $132.4M | $124.8M | $169.3M | $170.7M | $196.4M |
| Total debt | $3.8B | $3.8B | $3.7B | $3.6B | $3.6B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Nov 5, 2026 | Nov 5, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Oct 8, 2026 | Oct 2, 2026 |
| 8-K |
Current report
Other events
|
Sep 29, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Other events
|
Sep 29, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 23, 2026 | Sep 21, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
All 1007 Pra Group Inc SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.