FY2025 · ended Dec 31, 2025 · Revenue $1.20B, +7.8% YoY · Filed Mar 2, 2026
Pra Group Inc (PRAA) files with the SEC under industry code 6153, Short-Term Business Credit Institutions. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $1.2 billion and a net loss of $305.1 million. Free cash flow was -$90.4 million. As of Jun 30, 2026 it held $132.4 million in cash and investments and $3.8 billion in total debt.
Revenue (TTM)
$1.33B
+17.6% vs year-ago TTM
Net income (TTM)
$-265.05M
-389.2% vs year-ago TTM
Operating cash flow (TTM)
$-31.39M
+45.5% vs year-ago TTM
Free cash flow (TTM)
$-37.85M
+38.9% vs year-ago TTM
EPS (TTM)
$-6.86
-396.3% vs year-ago TTM
Dividend per share
None
Shares outstanding
38.45M
-2.7% vs prior year
Net cash
$-3.66B
as of Jun 30, 2026
Operating margin
5.0%
FY 2026
Company profile
- Industry
- Short-Term Business Credit Institutions (SIC 6153)
- Listed as
- PRAA (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Norfolk, VA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1185348
- Former names
- PORTFOLIO RECOVERY ASSOCIATES INC (until Oct 17, 2014)
Other Short-Term Business Credit Institutions companies
- Encore Capital Group Inc ECPG
- Jefferson Capital, Inc. / DE JCAP
- Stewards, Inc. SWRD
- Plumas Bancorp PLBC
- Totaligent, Inc. TGNT
- OLD MARKET CAPITAL Corp OMCC
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $1.2B | $1.1B | $802.6M | $966.5M | $1.1B |
| Operating income | -$30.3M | $339.7M | $100.5M | $285.8M | $375.0M |
| Net income | -$305.1M | $70.6M | -$83.5M | $117.1M | $183.2M |
| Diluted EPS | -$7.79 | $1.79 | -$2.13 | $2.94 | $4.04 |
| Operating cash flow | -$85.5M | -$94.6M | -$97.5M | $21.6M | $84.9M |
| Free cash flow | -$90.4M | -$98.6M | -$100.4M | $8.3M | $73.7M |
| Total assets | $5.1B | $4.9B | $4.5B | $4.2B | $4.4B |
| Total liabilities | $4.1B | $3.7B | $3.3B | $2.9B | $3.0B |
| Stockholders' equity | $979.9M | $1.1B | $1.2B | $1.2B | $1.3B |
| Cash and investments | $169.3M | $161.7M | $172.0M | $150.2M | $165.1M |
| Total debt | $3.7B | $3.4B | $3.0B | $2.6B | $2.7B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Nov 5, 2026 | Nov 5, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Oct 8, 2026 | Oct 2, 2026 |
| 8-K |
Current report
Other events
|
Sep 29, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Other events
|
Sep 29, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 23, 2026 | Sep 21, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
All 1007 Pra Group Inc SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.