FY2025 · ended Dec 31, 2025 · Revenue $613.29M · Filed Mar 13, 2026
Jefferson Capital, Inc. / DE (JCAP) files with the SEC under industry code 6153, Short-Term Business Credit Institutions. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $613.3 million and net income of $188.0 million.
Revenue (TTM)
$659.62M
Net income (TTM)
$155.02M
Operating cash flow (TTM)
$221.14M
Free cash flow
—
EPS (TTM)
$2.73
Dividend per share (TTM)
$0.98
Shares outstanding
55.33M
Net cash
$-1.73B
FY 2025
Operating margin
45.8%
FY 2026
Company profile
- Industry
- Short-Term Business Credit Institutions (SIC 6153)
- Listed as
- JCAP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Minneapolis, MN
- SEC filer status
- , Emerging growth company
- SEC CIK
- 2046042
Other Short-Term Business Credit Institutions companies
- Encore Capital Group Inc ECPG
- Pra Group Inc PRAA
- Stewards, Inc. SWRD
- Plumas Bancorp PLBC
- Totaligent, Inc. TGNT
- OLD MARKET CAPITAL Corp OMCC
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
|---|---|
| Revenue | $613.3M |
| Operating income | $316.5M |
| Net income | $188.0M |
| Diluted EPS | $5.64 |
| Operating cash flow | $268.8M |
| Total assets | $2.1B |
| Total liabilities | $1.6B |
| Stockholders' equity | $476.1M |
| Cash and investments | $23.2M |
| Total debt | $1.8B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Material agreement
|
Aug 21, 2026 | Aug 20, 2026 |
| 8-K |
Current report
Other events
|
Aug 18, 2026 | Aug 18, 2026 |
| 10-Q | Quarterly report | Aug 13, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 13, 2026 | Aug 13, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 8, 2026 | Jun 5, 2026 |
| 10-Q | Quarterly report | May 14, 2026 | Mar 31, 2026 |
All 83 Jefferson Capital, Inc. / DE SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.