Q3 FY2026 · ended Sep 30, 2026 · Revenue $5.23M, +6.2% YoY · Filed Nov 4, 2026
Oportun Financial Corporation (OPRT) files with the SEC under industry code 6199, Finance Services. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $5.2 million and net income of $22.9 million. As of Sep 30, 2026 it held $181.2 million in cash and investments and $11.7 million in total debt.
Revenue
$5.23M
+6.2% vs year-ago quarter
Net income
$22.93M
+341.2% vs year-ago quarter
Operating cash flow
$118.91M
+20.1% vs year-ago quarter
Free cash flow
—
EPS
$0.45
+309.1% vs year-ago quarter
Dividend per share
None
Shares outstanding
46.08M
+4.4% vs year-ago quarter
Net cash
$169.51M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- OPRT (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- San Mateo, CA
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1538716
- Former names
- Progreso Financiero Holdings, Inc. (until Sep 10, 2013)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $5.2M | $5.2M | $4.6M | $4.7M | $4.9M |
| Net income | $22.9M | $8.5M | $2.3M | $3.4M | $5.2M |
| Diluted EPS | $0.45 | $0.17 | $0.05 | $0.07 | $0.11 |
| Operating cash flow | $118.9M | $109.3M | $103.7M | $108.9M | $99.0M |
| Total assets | $3.2B | $3.1B | $3.2B | $3.3B | $3.2B |
| Total liabilities | $2.8B | $2.7B | $2.8B | $2.9B | $2.8B |
| Stockholders' equity | $433.4M | $407.1M | $396.3M | $390.1M | $383.9M |
| Cash and investments | $181.2M | $139.6M | $130.4M | $105.5M | $104.6M |
| Total debt | $11.7M | $12.5M | $12.0M | $12.2M | $14.1M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 4, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 3, 2026 | Nov 3, 2026 |
| 8-K |
Current report
Officer or director change, Other events
|
Sep 11, 2026 | Sep 5, 2026 |
| 8-K |
Current report
Officer or director change
|
Aug 25, 2026 | Aug 19, 2026 |
| 8-K |
Current report
Officer or director change, Shareholder vote results
|
Aug 14, 2026 | Aug 11, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
All 744 Oportun Financial Corporation SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.