FY2025 · ended Dec 31, 2025 · Revenue $619.35M, +23.1% YoY · Filed Feb 17, 2026
SoFi Technologies, Inc. (SOFI) files with the SEC under industry code 6199, Finance Services. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $619.4 million and net income of $481.3 million. Free cash flow was -$4.0 billion. As of Jun 30, 2026 it held $7.1 billion in cash and investments and $3.4 billion in total debt.
Revenue (TTM)
$610.16M
+9.2% vs year-ago TTM
Net income (TTM)
$636.26M
+13.3% vs year-ago TTM
Operating cash flow (TTM)
$-8.50B
-201.6% vs year-ago TTM
Free cash flow (TTM)
$-8.79B
-191.1% vs year-ago TTM
EPS (TTM)
$0.47
-1.0% vs year-ago TTM
Dividend per share (TTM)
$0.00
Shares outstanding
1.28B
+16.3% vs prior year
Net cash
$3.71B
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- SOFI (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- San Francisco, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1818874
- Former names
- Social Capital Hedosophia Holdings Corp. V (until May 28, 2021)
Other Finance Services companies
- American Express Co AXP
- Strategy Inc MSTR
- Nu Holdings Ltd. NU
- Coinbase Global, Inc. COIN
- Synchrony Financial SYF
- Circle Internet Group, Inc. CRCL
- Bitmine Immersion Technologies, Inc. BMNR
- Chime Financial, Inc. CHYM
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $619.4M | $503.1M | $421.5M | $377.1M | $247.7M |
| Net income | $481.3M | $498.7M | -$300.7M | -$320.4M | -$483.9M |
| Diluted EPS | $0.39 | $0.39 | -$0.36 | -$0.40 | -$1.00 |
| Operating cash flow | -$3.7B | -$1.1B | -$7.2B | -$7.3B | -$1.4B |
| Free cash flow | -$4.0B | -$1.3B | -$7.3B | -$7.3B | -$1.4B |
| Total assets | $50.7B | $36.3B | $30.1B | $19.0B | $9.2B |
| Total liabilities | $40.2B | $29.7B | $24.5B | $13.5B | $4.5B |
| Stockholders' equity | $10.5B | $6.5B | $5.2B | $5.2B | $4.4B |
| Cash and investments | $7.4B | $4.3B | $3.7B | $1.6B | $689.6M |
| Total debt | $1.9B | $3.2B | $5.4B | $5.6B | $4.1B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 27, 2026 | Oct 27, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 18, 2026 | Jun 17, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
| ARS | Annual report to shareholders | Apr 30, 2026 | Dec 31, 2025 |
All 976 SoFi Technologies, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.