FY2025 · ended Dec 31, 2025 · Revenue $19.46M, -14.1% YoY · Filed Feb 27, 2026
Oportun Financial Corporation (OPRT) files with the SEC under industry code 6199, Finance Services. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $19.5 million and net income of $25.2 million. As of Sep 30, 2026 it held $181.2 million in cash and investments and $11.7 million in total debt.
Revenue (TTM)
$19.60M
+2.2% vs year-ago TTM
Net income (TTM)
$37.22M
+21.7% vs year-ago TTM
Operating cash flow (TTM)
$440.82M
+11.3% vs year-ago TTM
Free cash flow
$241.88M
+60.0% vs prior year
EPS (TTM)
$0.76
+14.8% vs year-ago TTM
Dividend per share
None
Shares outstanding
45.74M
+2.8% vs prior year
Net cash
$169.51M
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- OPRT (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- San Mateo, CA
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1538716
- Former names
- Progreso Financiero Holdings, Inc. (until Sep 10, 2013)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $19.5M | $22.7M | $25.6M | $31.2M | $626.8M |
| Net income | $25.2M | -$78.7M | -$180.0M | -$77.7M | $47.4M |
| Diluted EPS | $0.53 | -$1.95 | -$4.88 | -$2.37 | $1.56 |
| Operating cash flow | $413.4M | $393.5M | $392.8M | $247.9M | $163.4M |
| Free cash flow | — | — | — | $241.9M | $151.2M |
| Total assets | $3.3B | $3.2B | $3.4B | $3.6B | $2.9B |
| Total liabilities | $2.9B | $2.9B | $3.0B | $3.1B | $2.3B |
| Stockholders' equity | $390.1M | $353.8M | $404.4M | $547.6M | $603.9M |
| Cash and investments | $105.5M | $60.0M | $91.2M | $98.8M | $131.0M |
| Total debt | $12.2M | $19.4M | $28.4M | — | $48.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 4, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 3, 2026 | Nov 3, 2026 |
| 8-K |
Current report
Officer or director change, Other events
|
Sep 11, 2026 | Sep 5, 2026 |
| 8-K |
Current report
Officer or director change
|
Aug 25, 2026 | Aug 19, 2026 |
| 8-K |
Current report
Officer or director change, Shareholder vote results
|
Aug 14, 2026 | Aug 11, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
All 744 Oportun Financial Corporation SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.