Q2 FY2026 · ended Jun 30, 2026 · Revenue $86.17M, -14.0% YoY · Filed Aug 10, 2026
OppFi Inc. (OPFI) files with the SEC under industry code 6199, Finance Services. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $86.2 million and net income of $14.8 million. Free cash flow was $87.4 million. As of Jun 30, 2026 it held $64.3 million in cash and investments and $10.4 million in total debt.
Revenue
$86.17M
-14.0% vs year-ago quarter
Net income
$14.84M
+171.4% vs year-ago quarter
Operating cash flow
$92.03M
-3.7% vs year-ago quarter
Free cash flow
$87.41M
-3.9% vs year-ago quarter
EPS
$0.18
+123.1% vs year-ago quarter
Dividend per share
$0.00
-100.0% vs prior quarter
Shares outstanding
87.31M
+1.2% vs year-ago quarter
Net cash
$53.92M
Q2 FY2026
Operating margin
38.3%
TTM
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- OPFI (NYSE)
- Fiscal year ends
- December 31
- Headquarters
- Chicago, IL
- SEC filer status
- Accelerated filer
- SEC CIK
- 1818502
- Former names
- FG New America Acquisition Corp. (until Jul 20, 2021)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $86.2M | $87.3M | $85.6M | $104.6M | $100.2M |
| Operating income | $24.4M | $35.4M | $30.9M | $48.4M | $44.8M |
| Net income | $14.8M | $28.4M | $16.8M | $41.6M | -$20.8M |
| Diluted EPS | $0.18 | $0.56 | $0.61 | $0.77 | -$0.78 |
| Operating cash flow | $92.0M | $90.8M | $116.8M | $105.1M | $95.6M |
| Free cash flow | $87.4M | $85.6M | $111.9M | $99.9M | $91.0M |
| Total assets | $770.7M | $720.0M | $754.1M | $720.6M | $673.4M |
| Total liabilities | $356.5M | $377.0M | $445.2M | $443.4M | $455.7M |
| Stockholders' equity | $414.3M | $75.7M | $58.5M | $49.4M | $13.4M |
| Cash and investments | $64.3M | $63.9M | $49.5M | $45.5M | $45.2M |
| Total debt | $10.4M | $10.9M | $11.4M | $11.9M | $12.4M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Regulation FD disclosure, Other events
|
Nov 3, 2026 | Nov 3, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 28, 2026 | Oct 28, 2026 |
| 8-K |
Current report
New debt, Other events
|
Sep 21, 2026 | Sep 15, 2026 |
| 10-Q | Quarterly report | Aug 10, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Material agreement, Results of operations, New debt, Regulation FD disclosure
|
Aug 10, 2026 | Aug 10, 2026 |
All 757 OppFi Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.