FY2025 · ended Dec 31, 2025 · Revenue $381.18M, +18.6% YoY · Filed Mar 12, 2026
OppFi Inc. (OPFI) files with the SEC under industry code 6199, Finance Services. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $381.2 million and net income of $26.3 million. Free cash flow was $382.2 million. As of Jun 30, 2026 it held $64.3 million in cash and investments and $10.4 million in total debt.
Revenue (TTM)
$363.60M
+0.2% vs year-ago TTM
Net income (TTM)
$101.72M
+403.7% vs year-ago TTM
Operating cash flow (TTM)
$404.76M
+15.2% vs year-ago TTM
Free cash flow (TTM)
$384.90M
+15.2% vs year-ago TTM
EPS (TTM)
$1.80
-45.3% vs year-ago TTM
Dividend per share
$0.25
+108.3% vs prior year
Shares outstanding
13.63M
Net cash
$53.92M
as of Jun 30, 2026
Operating margin
38.3%
FY 2026
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- OPFI (NYSE)
- Fiscal year ends
- December 31
- Headquarters
- Chicago, IL
- SEC filer status
- Accelerated filer
- SEC CIK
- 1818502
- Former names
- FG New America Acquisition Corp. (until Jul 20, 2021)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $381.2M | $321.5M | $273.2M | $217.0M | $263.7M |
| Operating income | $166.7M | $94.5M | $46.4M | -$6.3M | $57.3M |
| Net income | $26.3M | $7.3M | -$1.0M | $7.1M | $25.6M |
| Diluted EPS | $0.99 | $0.36 | -$0.06 | $0.05 | $0.48 |
| Operating cash flow | $401.3M | $323.8M | $296.1M | $243.3M | $167.3M |
| Free cash flow | $382.2M | $310.8M | $287.2M | $230.0M | $153.0M |
| Total assets | $754.1M | $641.2M | $601.5M | $579.8M | $502.1M |
| Total liabilities | $445.2M | $407.0M | $407.5M | $420.7M | $344.2M |
| Stockholders' equity | $58.5M | $32.8M | $10.4M | -$494,000 | -$9.0M |
| Cash and investments | $49.5M | $61.3M | $31.8M | $16.2M | $25.1M |
| Total debt | $11.4M | $13.3M | $15.1M | $16.6M | $50.0M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure, Other events
|
Nov 3, 2026 | Nov 3, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 28, 2026 | Oct 28, 2026 |
| 8-K |
Current report
New debt, Other events
|
Sep 21, 2026 | Sep 15, 2026 |
| 10-Q | Quarterly report | Aug 10, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Material agreement, Results of operations, New debt, Regulation FD disclosure
|
Aug 10, 2026 | Aug 10, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Jun 16, 2026 | Jun 16, 2026 |
All 756 OppFi Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.