FY2026 · ended Jan 31, 2026 · Revenue $594.78M, +10.0% YoY · Filed Mar 31, 2026
nCino, Inc. (NCNO) files with the SEC under industry code 7372, Services-Prepackaged Software. In fiscal 2026, which ended Jan 31, 2026, it reported revenue of $594.8 million and net income of $5.2 million. Free cash flow was $82.6 million. As of Jul 31, 2026 it held $90.6 million in cash and investments and $338.6 million in total debt.
Revenue (TTM)
$622.24M
+8.6% vs year-ago TTM
Net income (TTM)
$33.60M
+200.1% vs year-ago TTM
Operating cash flow (TTM)
$133.61M
+97.0% vs year-ago TTM
Free cash flow (TTM)
$132.17M
+120.6% vs year-ago TTM
EPS (TTM)
$0.31
+205.2% vs year-ago TTM
Dividend per share
None
Shares outstanding
114.53M
-1.6% vs prior year
Net cash
$-248.07M
as of Jul 31, 2026
Operating margin
7.9%
FY 2027
Company profile
- Industry
- Services-Prepackaged Software (SIC 7372)
- Listed as
- NCNO (Nasdaq)
- Fiscal year ends
- January 31
- Incorporated in
- DE
- Headquarters
- Wilmington, NC
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1902733
Other Services-Prepackaged Software companies
- Microsoft Corp MSFT
- Palantir Technologies Inc. PLTR
- Oracle Corp ORCL
- Sap SE SAP
- CrowdStrike Holdings, Inc. CRWD
- Shopify Inc. SHOP
- Salesforce, Inc. CRM
- ServiceNow, Inc. NOW
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2026 Jan 31, 2026 |
FY 2025 Jan 31, 2025 |
FY 2024 Jan 31, 2024 |
FY 2023 Jan 31, 2023 |
FY 2022 Jan 31, 2022 |
|---|---|---|---|---|---|
| Revenue | $594.8M | $540.7M | $476.5M | $408.3M | $273.9M |
| Operating income | $3.7M | -$18.1M | -$39.5M | -$94.0M | -$71.4M |
| Net income | $5.2M | -$37.9M | -$42.3M | -$102.7M | -$49.4M |
| Diluted EPS | $0.05 | -$0.33 | -$0.38 | -$0.93 | -$0.51 |
| Operating cash flow | $90.1M | $55.2M | $57.3M | -$15.4M | -$19.2M |
| Free cash flow | $82.6M | $53.4M | $53.8M | -$33.7M | -$24.7M |
| Total assets | $1.6B | $1.6B | $1.3B | $1.3B | $1.3B |
| Total liabilities | $579.5M | $512.8M | $287.8M | $299.6M | $230.5M |
| Stockholders' equity | $1.1B | $1.1B | $1.0B | $1.0B | $1.1B |
| Cash and investments | $95.6M | $130.2M | $121.4M | $88.6M | $92.0M |
| Total debt | $65.2M | $70.8M | $74.2M | $66.5M | $48.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Aug 25, 2026 | Jul 31, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Aug 25, 2026 | Aug 25, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change, Shareholder vote results
|
Jun 22, 2026 | Jun 18, 2026 |
| 10-Q | Quarterly report | May 27, 2026 | Apr 30, 2026 |
| 8-K |
Current report
Results of operations
|
May 27, 2026 | May 27, 2026 |
| ARS | Annual report to shareholders | May 8, 2026 | Jan 31, 2026 |
All 752 nCino, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.