nCino, Inc. income statement NCNO

Annual Quarterly

In fiscal 2026, which ended Jan 31, 2026, nCino, Inc. reported revenue of $594.8 million, up 10.0% from the year before. Net income was $5.2 million, a profit margin of 0.9%. Operating income came to $3.7 million, an operating margin of 0.6%. Diluted earnings per share were $0.05. Over the twelve months ended Jul 31, 2026, revenue was $622.2 million and net income was $33.6 million. Across the 5 fiscal years shown, revenue grew from $273.9 million in fiscal 2022 to $594.8 million in fiscal 2026, about 21.4% a year.

USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.

Line	FY 2027 Jul 31, 2026	FY 2026 Jan 31, 2026	FY 2025 Jan 31, 2025	FY 2024 Jan 31, 2024	FY 2023 Jan 31, 2023	FY 2022 Jan 31, 2022
Revenue	622 +8.6%	595 +10.0%	541 +13.5%	477 +16.7%	408 +49.1%	274
Cost of revenue	235 +2.5%	235 +8.7%	216 +12.7%	191 +12.9%	170 +52.2%	111
Gross profit	387 +12.6%	360 +10.9%	325 +13.9%	285 +19.4%	239 +46.9%	162
Research and development	119 -10.3%	128 -1.5%	129 +10.3%	117 -3.5%	122 +53.2%	79
Selling, general and administrative	219 -4.2%	229 +7.2%	213 +3.0%	207 -1.8%	211 +36.7%	154
Restructuring and impairment	0	10	0 -100.0%	1 -87.0%	5	—
Operating income	49 +383.6%	4 +120.6%	-18 +54.1%	-40 +58.0%	-94 -31.8%	-71
Interest income	1 -35.5%	1 -18.9%	2 -31.4%	3 +537.0%	0 +107.7%	0
Interest expense	18 +27.3%	17 +99.2%	9	—	—	—
Other non-operating income (expense)	1 -84.1%	19 +282.3%	-10 -1118.1%	-1 +36.9%	-1 -6.2%	-1
Pretax income	—	7 +118.9%	-36 +15.2%	-42 +57.1%	-98 -32.2%	-74
Income tax	-6 -224.0%	-3 -19.3%	-3 -257.9%	2 -60.9%	4 +117.1%	-24
Net income	34 +200.1%	5 +113.7%	-38 +10.6%	-42 +58.8%	-103 -107.7%	-49
Basic EPS	0.31 +207.0%	0.05 +115.2%	-0.33 +13.2%	-0.38 +59.1%	-0.93 -82.4%	-0.51
Diluted EPS	0.31 +205.2%	0.05 +115.2%	-0.33 +13.2%	-0.38 +59.1%	-0.93 -82.4%	-0.51
Weighted average shares, basic	108 -6.4%	113 -2.0%	115 +2.2%	113 +1.9%	111 +14.4%	97
Weighted average shares, diluted	110 -4.8%	114 -0.7%	115 +2.2%	113 +1.9%	111 +14.4%	97
Other measures
Depreciation and amortization	41 +1.1%	42 +16.3%	36 -19.7%	45 +30.6%	35 +246.3%	10
EBITDA	90 +289.7%	46 +152.5%	18 +216.7%	6 +109.7%	-59 +3.2%	-61
Interest coverage	2.70x	0.21x	-2.07x	—	—	—
Margins
Gross margin	62.24%	60.55%	60.07%	59.82%	58.46%	59.32%
Operating margin	7.92%	0.63%	-3.35%	-8.29%	-23.02%	-26.06%
Pretax margin	—	1.13%	-6.58%	-8.80%	-23.95%	-27.00%
Profit margin	5.40%	0.87%	-7.01%	-8.89%	-25.16%	-18.05%
EBITDA margin	14.50%	7.73%	3.37%	1.21%	-14.54%	-22.40%
Effective tax rate	—	-44.67%	—	—	—	—

How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.

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Company profile

Industry: Services-Prepackaged Software (SIC 7372)
Listed as: NCNO (Nasdaq)
Fiscal year ends: January 31
Incorporated in: DE
Headquarters: Wilmington, NC
SEC filer status: Large accelerated filer
SEC CIK: 1902733

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Source: SEC EDGAR filings. This is company-reported data, not investment advice.