Q2 FY2027 · ended Jul 31, 2026 · Revenue $161.00M, +8.2% YoY · Filed Aug 25, 2026
nCino, Inc. (NCNO) files with the SEC under industry code 7372, Services-Prepackaged Software. In Q2 of fiscal 2027, the quarter ended Jul 31, 2026, it reported revenue of $161.0 million and net income of $5.1 million. Free cash flow was $34.0 million. As of Jul 31, 2026 it held $90.6 million in cash and investments and $338.6 million in total debt.
Revenue
$161.00M
+8.2% vs year-ago quarter
Net income
$5.08M
+133.3% vs year-ago quarter
Operating cash flow
$34.20M
+92.8% vs year-ago quarter
Free cash flow
$34.00M
+170.1% vs year-ago quarter
EPS
$0.05
+138.5% vs year-ago quarter
Dividend per share
None
Shares outstanding
105.74M
-8.7% vs year-ago quarter
Net cash
$-248.07M
Q2 FY2027
Operating margin
7.9%
TTM
Company profile
- Industry
- Services-Prepackaged Software (SIC 7372)
- Listed as
- NCNO (Nasdaq)
- Fiscal year ends
- January 31
- Incorporated in
- DE
- Headquarters
- Wilmington, NC
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1902733
Other Services-Prepackaged Software companies
- Microsoft Corp MSFT
- Palantir Technologies Inc. PLTR
- Oracle Corp ORCL
- Sap SE SAP
- CrowdStrike Holdings, Inc. CRWD
- Shopify Inc. SHOP
- Salesforce, Inc. CRM
- ServiceNow, Inc. NOW
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2027 Jul 31, 2026 |
Q1 FY2027 Apr 30, 2026 |
Q4 FY2026 Jan 31, 2026 |
Q3 FY2026 Oct 31, 2025 |
Q2 FY2026 Jul 31, 2025 |
|---|---|---|---|---|---|
| Revenue | $161.0M | $159.4M | $149.7M | $152.2M | $148.8M |
| Operating income | $13.6M | $21.1M | $2.8M | $11.7M | -$9.3M |
| Net income | $5.1M | $13.6M | $8.3M | $6.5M | -$15.3M |
| Diluted EPS | $0.05 | $0.12 | $0.07 | $0.06 | -$0.13 |
| Operating cash flow | $34.2M | $81.4M | $12.9M | $5.1M | $17.7M |
| Free cash flow | $34.0M | $80.8M | $12.5M | $4.9M | $12.6M |
| Total assets | $1.6B | $1.6B | $1.6B | $1.6B | $1.6B |
| Total liabilities | $626.5M | $623.4M | $579.5M | $507.3M | $548.9M |
| Stockholders' equity | $929.8M | $970.4M | $1.1B | $1.0B | $1.1B |
| Cash and investments | $90.6M | $110.1M | $95.6M | $94.9M | $130.2M |
| Total debt | $338.6M | $326.7M | $65.2M | $65.9M | $66.0M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Aug 25, 2026 | Jul 31, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Aug 25, 2026 | Aug 25, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change, Shareholder vote results
|
Jun 22, 2026 | Jun 18, 2026 |
| 10-Q | Quarterly report | May 27, 2026 | Apr 30, 2026 |
| 8-K |
Current report
Results of operations
|
May 27, 2026 | May 27, 2026 |
| ARS | Annual report to shareholders | May 8, 2026 | Jan 31, 2026 |
All 752 nCino, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.