Q2 FY2026 · ended Jun 30, 2026 · Revenue $177.54M, +16.3% YoY · Filed Aug 13, 2026
Jefferson Capital, Inc. / DE (JCAP) files with the SEC under industry code 6153, Short-Term Business Credit Institutions. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $177.5 million and net income of $41.3 million.
Revenue
$177.54M
+16.3% vs year-ago quarter
Net income
$41.30M
-13.3% vs year-ago quarter
Operating cash flow
$43.25M
-66.9% vs year-ago quarter
Free cash flow
$62.97M
-51.6% vs prior quarter
EPS
$0.67
-96.0% vs year-ago quarter
Dividend per share
$0.24
+0.0% vs year-ago quarter
Shares outstanding
57.43M
-1.4% vs year-ago quarter
Net cash
$22.36M
Q1 FY2026
Operating margin
45.8%
TTM
Company profile
- Industry
- Short-Term Business Credit Institutions (SIC 6153)
- Listed as
- JCAP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Minneapolis, MN
- SEC filer status
- , Emerging growth company
- SEC CIK
- 2046042
Other Short-Term Business Credit Institutions companies
- Encore Capital Group Inc ECPG
- Pra Group Inc PRAA
- Stewards, Inc. SWRD
- Plumas Bancorp PLBC
- Totaligent, Inc. TGNT
- OLD MARKET CAPITAL Corp OMCC
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $177.5M | $176.4M | $154.8M | $150.8M | $152.7M |
| Operating income | $81.4M | $80.2M | $70.6M | $70.0M | $86.6M |
| Net income | $41.3M | $37.6M | $37.7M | $38.4M | $47.7M |
| Diluted EPS | $0.67 | $0.61 | $0.58 | $0.59 | $16.76 |
| Operating cash flow | $43.3M | $39.6M | $75.2M | $63.1M | $130.6M |
| Free cash flow | — | — | — | $63.0M | $130.0M |
| Total assets | $2.1B | $2.1B | $2.1B | $1.8B | $1.8B |
| Total liabilities | $1.6B | $1.6B | $1.6B | $1.4B | $1.4B |
| Stockholders' equity | $476.2M | $442.9M | $476.1M | $437.4M | $410.8M |
| Cash and investments | $20.4M | $26.2M | $23.2M | $42.3M | $51.7M |
| Total debt | — | $3.9M | $1.8B | $4.6M | $4.9M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Material agreement
|
Aug 21, 2026 | Aug 20, 2026 |
| 8-K |
Current report
Other events
|
Aug 18, 2026 | Aug 18, 2026 |
| 10-Q | Quarterly report | Aug 13, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 13, 2026 | Aug 13, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 8, 2026 | Jun 5, 2026 |
| 10-Q | Quarterly report | May 14, 2026 | Mar 31, 2026 |
All 83 Jefferson Capital, Inc. / DE SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.