Q3 FY2026 · ended Sep 30, 2026 · Revenue $263.16M, -1.2% YoY · Filed Oct 29, 2026
Happen, Inc. (HAPN) files with the SEC under industry code 6141, Personal Credit Institutions. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $263.2 million and net income of $59.3 million. Free cash flow was -$709.7 million. As of Sep 30, 2026 it held $793.1 million in cash and investments and $10.3 million in total debt.
Revenue
$263.16M
-1.2% vs year-ago quarter
Net income
$59.28M
+33.9% vs year-ago quarter
Operating cash flow
$-691.51M
+10.3% vs year-ago quarter
Free cash flow
$-709.72M
+10.4% vs year-ago quarter
EPS
$0.50
+35.1% vs year-ago quarter
Dividend per share
None
Shares outstanding
115.20M
-0.1% vs year-ago quarter
Net cash
$782.72M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- HAPN (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- San Francisco, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1409970
- Former names
- LendingClub CORP (until Jun 18, 2026); LendingClub Corp (until Jun 18, 2026)
Other Personal Credit Institutions companies
- Affirm Holdings, Inc. AFRM
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Atlanticus Holdings Corp ATLC
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $263.2M | $262.9M | $252.3M | $266.5M | $266.2M |
| Net income | $59.3M | $58.1M | $51.6M | $41.6M | $44.3M |
| Diluted EPS | $0.50 | $0.50 | $0.44 | $0.35 | $0.37 |
| Operating cash flow | -$691.5M | -$572.9M | -$619.0M | -$903.8M | -$770.8M |
| Free cash flow | -$709.7M | -$600.9M | -$644.8M | -$919.3M | -$791.8M |
| Total assets | $13.3B | $12.5B | $11.9B | $11.6B | $11.1B |
| Total liabilities | $11.7B | $11.0B | $10.4B | $10.1B | $9.6B |
| Stockholders' equity | $1.6B | $1.6B | $1.5B | $1.5B | $1.5B |
| Cash and investments | $793.1M | $928.2M | $821.9M | $930.4M | $845.7M |
| Total debt | $10.3M | $11.4M | $12.5M | $15.8M | $19.1M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 29, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 28, 2026 | Oct 28, 2026 |
| 10-Q | Quarterly report | Jul 30, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 27, 2026 | Jul 27, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change, Regulation FD disclosure, Other events
|
Jun 22, 2026 | Jun 22, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 4, 2026 | Jun 2, 2026 |
All 1003 Happen, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.