Q2 FY2026 · ended Jun 30, 2026 · Revenue $1.86M, +4.6% YoY · Filed Aug 12, 2026
First Capital, Inc. (FCAP) files with the SEC under industry code 6035, Savings Institution, Federally Chartered. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $1.9 million and net income of $4.8 million. Free cash flow was $3.5 million. As of Jun 30, 2026 it held $427.8 million in cash and investments and $0 in total debt.
Revenue
$1.86M
+4.6% vs year-ago quarter
Net income
$4.76M
+26.1% vs year-ago quarter
Operating cash flow
$4.25M
+14.2% vs year-ago quarter
Free cash flow
$3.55M
+2.7% vs year-ago quarter
EPS
$1.43
+26.5% vs year-ago quarter
Dividend per share
$0.31
+6.9% vs year-ago quarter
Shares outstanding
3.34M
-0.3% vs year-ago quarter
Net cash
$427.79M
Q2 FY2026
Operating margin
298.1%
Q3 FY2025
Company profile
- Industry
- Savings Institution, Federally Chartered (SIC 6035)
- Listed as
- FCAP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- IN
- Headquarters
- Corydon, IN
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1070296
Other Savings Institution, Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $1.9M | $1.7M | $1.9M | $1.9M | $1.8M |
| Operating income | — | — | — | $5.5M | $4.6M |
| Net income | $4.8M | $4.3M | $4.9M | $4.5M | $3.8M |
| Diluted EPS | $1.43 | $1.30 | $1.46 | $1.34 | $1.13 |
| Operating cash flow | $4.3M | $6.3M | $5.2M | $7.9M | $3.7M |
| Free cash flow | $3.5M | $5.9M | $4.5M | $7.8M | $3.5M |
| Total assets | $1.3B | $1.3B | $1.3B | $1.2B | $1.2B |
| Total liabilities | $1.1B | $1.1B | $1.1B | $1.1B | $1.1B |
| Stockholders' equity | $142.5M | $138.0M | $137.8M | $132.4M | $123.2M |
| Cash and investments | $427.8M | $429.4M | $444.1M | $442.2M | $421.8M |
| Total debt | $0 | $0 | $0 | $0 | $0 |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 23, 2026 | Oct 23, 2026 |
| 10-Q | Quarterly report | Aug 12, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 24, 2026 | Jul 24, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 22, 2026 | May 18, 2026 |
| 10-Q | Quarterly report | May 12, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Results of operations
|
Apr 24, 2026 | Apr 24, 2026 |
All 757 First Capital, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.