FY2025 · ended Dec 31, 2025 · Revenue $7.17M, +1.6% YoY · Filed Mar 31, 2026
First Capital, Inc. (FCAP) files with the SEC under industry code 6035, Savings Institution, Federally Chartered. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $7.2 million and net income of $16.4 million. Free cash flow was $19.9 million. As of Jun 30, 2026 it held $427.8 million in cash and investments and $0 in total debt.
Revenue (TTM)
$7.30M
+3.4% vs year-ago TTM
Net income (TTM)
$18.45M
+40.1% vs year-ago TTM
Operating cash flow (TTM)
$23.77M
+20.3% vs year-ago TTM
Free cash flow (TTM)
$21.71M
+15.1% vs year-ago TTM
EPS (TTM)
$5.52
+69593.1% vs year-ago TTM
Dividend per share (TTM)
$1.24
+6.9% vs year-ago TTM
Shares outstanding
3.35M
-0.3% vs prior year
Net cash
$427.79M
as of Jun 30, 2026
Operating margin
200.7%
FY 2024
Company profile
- Industry
- Savings Institution, Federally Chartered (SIC 6035)
- Listed as
- FCAP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- IN
- Headquarters
- Corydon, IN
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1070296
Other Savings Institution, Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $7.2M | $7.1M | $7.0M | $7.1M | $6.4M |
| Operating income | — | $14.2M | $15.1M | $14.2M | $13.7M |
| Net income | $16.4M | $11.9M | $12.8M | $11.9M | $11.4M |
| Diluted EPS | $4.89 | $3.57 | $3.82 | $3.55 | $3.41 |
| Operating cash flow | $21.3M | $22.3M | $14.2M | $16.5M | $21.6M |
| Free cash flow | $19.9M | $21.6M | $13.5M | $16.1M | $21.3M |
| Total assets | $1.3B | $1.2B | $1.2B | $1.2B | $1.2B |
| Total liabilities | $1.1B | $1.1B | $1.1B | $1.1B | $1.0B |
| Stockholders' equity | $137.8M | $114.6M | $105.2M | $85.2M | $113.8M |
| Cash and investments | $444.1M | $407.7M | $457.3M | $486.1M | $470.8M |
| Total debt | $0 | $0 | — | — | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 23, 2026 | Oct 23, 2026 |
| 10-Q | Quarterly report | Aug 12, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 24, 2026 | Jul 24, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 22, 2026 | May 18, 2026 |
| 10-Q | Quarterly report | May 12, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Results of operations
|
Apr 24, 2026 | Apr 24, 2026 |
All 757 First Capital, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.