FY2025 · ended Sep 30, 2025 · Revenue $16.30M, +6.5% YoY · Filed Nov 26, 2025
Capitol Federal Financial, Inc. (CFFN) files with the SEC under industry code 6035, Savings Institution, Federally Chartered. In fiscal 2025, which ended Sep 30, 2025, it reported revenue of $16.3 million and net income of $68.0 million. Free cash flow was $49.8 million. As of Jun 30, 2026 it held $136.1 million in cash and investments and $1.6 billion in total debt.
Revenue
$16.30M
+6.5% vs prior year
Net income
$68.03M
+79.0% vs prior year
Operating cash flow (TTM)
$77.85M
+155.9% vs year-ago TTM
Free cash flow (TTM)
$71.53M
+185.0% vs year-ago TTM
EPS
$0.52
+79.3% vs prior year
Dividend per share
$0.34
+0.0% vs prior year
Shares outstanding
131.81M
-0.7% vs prior year
Net cash
$-1.50B
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Savings Institution, Federally Chartered (SIC 6035)
- Listed as
- CFFN (Nasdaq)
- Fiscal year ends
- September 30
- Incorporated in
- MD
- Headquarters
- Topeka, KS
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1490906
- Former names
- Capitol Federal Financial Inc (until Sep 5, 2018)
Other Savings Institution, Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Sep 30, 2025 |
FY 2024 Sep 30, 2024 |
FY 2023 Sep 30, 2023 |
FY 2022 Sep 30, 2022 |
FY 2021 Sep 30, 2021 |
|---|---|---|---|---|---|
| Revenue | $16.3M | $15.3M | $17.6M | $18.1M | $16.5M |
| Net income | $68.0M | $38.0M | -$101.7M | $84.5M | $76.1M |
| Diluted EPS | $0.52 | $0.29 | -$0.76 | $0.62 | $0.56 |
| Operating cash flow | $55.0M | $31.2M | $47.5M | $97.3M | $74.5M |
| Free cash flow | $49.8M | $24.0M | $41.2M | $91.7M | $65.1M |
| Total assets | $9.8B | $9.5B | $10.2B | $9.6B | $9.6B |
| Total liabilities | $8.7B | $8.5B | $9.1B | $8.5B | $8.4B |
| Stockholders' equity | $1.0B | $1.0B | $1.0B | $1.1B | $1.2B |
| Cash and investments | $252.4M | $217.3M | $245.6M | $49.2M | $42.3M |
| Total debt | $2.0B | $2.2B | $2.9B | $11.8M | $12.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 28, 2026 | Oct 27, 2026 |
| 8-K |
Current report
Other events
|
Oct 16, 2026 | Oct 16, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 24, 2026 | Sep 22, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 22, 2026 | Sep 18, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 29, 2026 | Jul 28, 2026 |
All 726 Capitol Federal Financial, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.