Q3 FY2026 · ended Sep 30, 2026 · Revenue $152,000, +0.0% YoY · Filed Nov 6, 2026
ECB Bancorp, Inc. /MD/ (ECBK) files with the SEC under industry code 6036, Savings Institutions, Not Federally Chartered. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $152,000 and net income of $3.4 million. Free cash flow was $3.4 million.
Revenue
$152,000
+0.0% vs prior quarter
Net income
$3.39M
+39.0% vs year-ago quarter
Operating cash flow
$4.59M
+14.2% vs year-ago quarter
Free cash flow
$3.43M
-13.3% vs year-ago quarter
EPS
$0.40
+37.9% vs year-ago quarter
Dividend per share
None
Shares outstanding
8.72M
-0.8% vs year-ago quarter
Net cash
$85.23M
Q4 FY2025
Operating margin
—
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- ECBK (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- Everett, MA
- SEC filer status
- , Emerging growth company
- SEC CIK
- 1914605
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
All 40 Savings Institutions, Not Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $152,000 | $152,000 | $155,000 | — | — |
| Net income | $3.4M | $3.3M | $3.1M | $2.6M | $2.4M |
| Diluted EPS | $0.40 | $0.39 | $0.38 | $0.31 | $0.29 |
| Operating cash flow | $4.6M | $12.0M | $2.8M | $3.9M | $4.0M |
| Free cash flow | $3.4M | $11.8M | $2.8M | $3.9M | $4.0M |
| Total assets | $1.7B | $1.7B | $1.7B | $1.6B | $1.6B |
| Total liabilities | $1.5B | $1.5B | $1.5B | $1.4B | $1.4B |
| Stockholders' equity | $184.9M | $179.9M | $175.9M | $171.9M | $169.3M |
| Cash and investments | $96.1M | $124.0M | $111.3M | $86.9M | $102.6M |
| Total debt | — | — | — | $1.7M | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 6, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 22, 2026 | Sep 16, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 21, 2026 | May 20, 2026 |
All 131 ECB Bancorp, Inc. /MD/ SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.