FY2025 · ended Dec 31, 2025 · Revenue $598,000 · Filed Mar 25, 2026
ECB Bancorp, Inc. /MD/ (ECBK) files with the SEC under industry code 6036, Savings Institutions, Not Federally Chartered. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $598,000 and net income of $7.8 million. Free cash flow was $9.0 million.
Revenue
$598,000
Net income (TTM)
$12.37M
+86.8% vs year-ago TTM
Operating cash flow (TTM)
$23.33M
+140.5% vs year-ago TTM
Free cash flow (TTM)
$21.87M
+128.8% vs year-ago TTM
EPS (TTM)
$1.49
+86.8% vs year-ago TTM
Dividend per share
None
Shares outstanding
8.78M
-3.1% vs prior year
Net cash
$85.23M
FY 2025
Operating margin
—
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- ECBK (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- Everett, MA
- SEC filer status
- , Emerging growth company
- SEC CIK
- 1914605
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
All 40 Savings Institutions, Not Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
|---|---|---|---|---|
| Revenue | $598,000 | — | — | — |
| Net income | $7.8M | $4.0M | $4.5M | $2.7M |
| Diluted EPS | $0.94 | $0.48 | $0.52 | $0.32 |
| Operating cash flow | $9.2M | $6.2M | $6.4M | $7.8M |
| Free cash flow | $9.0M | $6.2M | $6.1M | $7.6M |
| Total assets | $1.6B | $1.4B | $1.3B | $1.1B |
| Total liabilities | $1.4B | $1.2B | $1.1B | $901.7M |
| Stockholders' equity | $171.9M | $168.3M | $164.9M | $162.7M |
| Cash and investments | $86.9M | $157.6M | $119.0M | $62.0M |
| Total debt | $1.7M | $1.2M | $1.3M | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 6, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 22, 2026 | Sep 16, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 21, 2026 | May 20, 2026 |
All 131 ECB Bancorp, Inc. /MD/ SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.