FY2025 · ended Dec 31, 2025 · Revenue $29.95M, +81.1% YoY · Filed Mar 2, 2026
Beacon Financial Corp (BBT) files with the SEC under industry code 6036, Savings Institutions, Not Federally Chartered. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $29.9 million and net income of $90.3 million. Free cash flow was $212.2 million. As of Jun 30, 2026 it held $1.2 billion in cash and investments and $979.5 million in total debt.
Revenue
$29.95M
+81.1% vs prior year
Net income
$90.27M
+31.4% vs prior year
Operating cash flow (TTM)
$233.09M
+122.1% vs year-ago TTM
Free cash flow
$212.16M
+112.2% vs prior year
EPS
$1.03
+33.8% vs prior year
Dividend per share (TTM)
$1.10
+145.1% vs year-ago TTM
Shares outstanding
83.82M
+80.7% vs prior year
Net cash
$236.57M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- BBT (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Boston, MA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1108134
- Former names
- BERKSHIRE HILLS BANCORP INC (until Aug 25, 2025)
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
- Pioneer Bancorp, Inc./MD PBFS
All 40 Savings Institutions, Not Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $29.9M | $16.5M | $16.2M | $40.9M | $46.1M |
| Net income | $90.3M | $68.7M | $75.0M | $92.5M | $118.7M |
| Diluted EPS | $1.03 | $0.77 | $0.85 | $2.02 | $2.39 |
| Operating cash flow | $224.4M | $105.0M | $116.6M | $110.7M | $84.8M |
| Free cash flow | $212.2M | $100.0M | $104.2M | $109.2M | $83.2M |
| Total assets | $23.2B | $11.9B | $12.4B | $11.7B | $11.6B |
| Total liabilities | $20.7B | $10.7B | $11.4B | $10.7B | $10.4B |
| Stockholders' equity | $2.5B | $1.2B | $1.2B | $992.1M | $1.2B |
| Cash and investments | $2.0B | — | $13.0M | $12.9M | $15.5M |
| Total debt | $879.1M | $1.7B | $547.3M | $188.6M | $176.4M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Officer or director change
|
Nov 3, 2026 | Oct 29, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 21, 2026 | Oct 21, 2026 |
| 8-K/A |
Amended current report
Officer or director change
|
Sep 30, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Other events
|
Sep 29, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Officer or director change, Regulation FD disclosure
|
Sep 21, 2026 | Sep 15, 2026 |
| 8-K |
Current report
Material agreement, New debt, Other events
|
Aug 20, 2026 | Aug 17, 2026 |
All 1006 Beacon Financial Corp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.