Q3 FY2026 · ended Sep 30, 2026 · Revenue $131.91M, +21.7% YoY · Filed Oct 30, 2026
Consumer Portfolio Services, Inc. (CPSS) files with the SEC under industry code 6199, Finance Services. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $131.9 million and net income of $7.0 million. Free cash flow was $94.2 million. As of Sep 30, 2026 it held $5.1 million in cash and investments and $977.6 million in total debt.
Revenue
$131.91M
+21.7% vs year-ago quarter
Net income
$6.95M
+43.3% vs year-ago quarter
Operating cash flow
$94.64M
+11.4% vs year-ago quarter
Free cash flow
$94.24M
+11.0% vs year-ago quarter
EPS
$0.30
+50.0% vs year-ago quarter
Dividend per share
None
Shares outstanding
21.85M
-1.0% vs year-ago quarter
Net cash
$-972.49M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- CPSS (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- CA
- Headquarters
- Las Vegas, NV
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 889609
- Former names
- CONSUMER PORTFOLIO SERVICES INC (until Jul 22, 2020)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $131.9M | $121.4M | $112.3M | $109.4M | $108.4M |
| Net income | $7.0M | $6.2M | $5.5M | $5.0M | $4.9M |
| Diluted EPS | $0.30 | $0.27 | $0.24 | $0.21 | $0.20 |
| Operating cash flow | $94.6M | $106.1M | $83.8M | $75.8M | $84.9M |
| Free cash flow | $94.2M | $105.9M | $83.0M | $75.7M | $84.9M |
| Total assets | $4.8B | $4.4B | $4.1B | $3.9B | $3.8B |
| Total liabilities | $4.5B | $4.1B | $3.7B | $3.5B | $3.5B |
| Stockholders' equity | $324.5M | $319.2M | $314.4M | $309.5M | $307.6M |
| Cash and investments | $5.1M | $7.5M | $6.9M | $6.3M | $9.4M |
| Total debt | $977.6M | $898.4M | $698.6M | $501.1M | $522.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Shareholder vote results
|
Nov 2, 2026 | Oct 27, 2026 |
| 10-Q | Quarterly report | Oct 30, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 23, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Oct 21, 2026 | Oct 21, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Oct 13, 2026 | Oct 9, 2026 |
| ARS | Annual report to shareholders | Sep 30, 2026 | Dec 31, 2025 |
All 1001 Consumer Portfolio Services, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.