FY2025 · ended Dec 31, 2025 · Revenue $434.47M, +10.4% YoY · Filed Mar 16, 2026
Consumer Portfolio Services, Inc. (CPSS) files with the SEC under industry code 6199, Finance Services. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $434.5 million and net income of $19.3 million. Free cash flow was $288.3 million. As of Sep 30, 2026 it held $5.1 million in cash and investments and $977.6 million in total debt.
Revenue (TTM)
$475.04M
+10.4% vs year-ago TTM
Net income (TTM)
$23.71M
+21.6% vs year-ago TTM
Operating cash flow (TTM)
$360.26M
+28.1% vs year-ago TTM
Free cash flow (TTM)
$358.83M
+27.9% vs year-ago TTM
EPS (TTM)
$1.01
+25.2% vs year-ago TTM
Dividend per share
None
Shares outstanding
21.76M
+1.5% vs prior year
Net cash
$-972.49M
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- CPSS (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- CA
- Headquarters
- Las Vegas, NV
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 889609
- Former names
- CONSUMER PORTFOLIO SERVICES INC (until Jul 22, 2020)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $434.5M | $393.5M | $352.0M | $329.7M | $267.8M |
| Net income | $19.3M | $19.2M | $45.3M | $86.0M | $47.5M |
| Diluted EPS | $0.80 | $0.79 | $1.80 | $3.23 | $1.84 |
| Operating cash flow | $289.0M | $233.8M | $238.0M | $215.9M | $198.2M |
| Free cash flow | $288.3M | $233.3M | $237.4M | $213.8M | $196.2M |
| Total assets | $3.9B | $3.5B | $2.9B | $2.8B | $2.2B |
| Total liabilities | $3.5B | $3.2B | $2.6B | $2.5B | $2.0B |
| Stockholders' equity | $309.5M | $292.8M | $274.7M | $228.4M | $170.2M |
| Cash and investments | $6.3M | $11.7M | $6.2M | $13.5M | $29.9M |
| Total debt | $501.1M | $541.7M | $301.8M | $363.1M | $186.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Shareholder vote results
|
Nov 2, 2026 | Oct 27, 2026 |
| 10-Q | Quarterly report | Oct 30, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 23, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Oct 21, 2026 | Oct 21, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Oct 13, 2026 | Oct 9, 2026 |
| ARS | Annual report to shareholders | Sep 30, 2026 | Dec 31, 2025 |
All 1000 Consumer Portfolio Services, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.