Bread Financial Holdings, Inc. last reported quarterly results on Oct 22, 2026, for Q3 FY2026 (the quarter ended Sep 30, 2026): revenue of $1.0 billion (+4.7% year over year) and diluted EPS of $3.82. It usually reports 22–29 days after a quarter ends. Based on that pattern, the next release is estimated for around Jan 28, 2027.
Results for Q4 FY2026, the quarter ending around Dec 31, 2026. Expected on a Thursday. Based on last year's release for the same quarter on Jan 29, 2026. This is an estimate, not a date the company has announced.
Release dates are when the company filed its earnings announcement with the SEC (Form 8-K, Item 2.02); select a date to open the filing. It usually reports 22–29 days after a quarter ends. Figures are USD in millions, except EPS. The colored percent is the change from the same quarter a year earlier. Until a quarter's 10-Q or 10-K figures reach the SEC's data, they come from the earnings press release, and are shown only when its year-ago numbers match the filed ones. A dash means the figure could not be confirmed yet.
| Released | Quarter | Revenue | Net income | Diluted EPS |
|---|---|---|---|---|
|
Oct 22, 2026
22 days after quarter end
|
Q3 FY2026
ended Sep 30, 2026
|
1,017
+4.7%
|
156
-17.0%
|
3.82
-3.5%
|
|
Jul 23, 2026
23 days after quarter end
|
Q2 FY2026
ended Jun 30, 2026
|
993
+6.9%
|
146
+5.0%
|
3.55
+20.7%
|
|
Apr 23, 2026
23 days after quarter end
|
Q1 FY2026
ended Mar 31, 2026
|
1,018
+4.9%
|
181
+31.2%
|
4.15
+49.3%
|
|
Jan 29, 2026
29 days after quarter end
|
Q4 FY2025
ended Dec 31, 2025
|
975
+5.4%
|
54
+671.4%
|
1.17
+747.9%
|
|
Oct 23, 2025
23 days after quarter end
|
Q3 FY2025
ended Sep 30, 2025
|
971
-1.2%
|
188
+9300.0%
|
3.96
+7820.0%
|
|
Jul 24, 2025
24 days after quarter end
|
Q2 FY2025
ended Jun 30, 2025
|
929
-1.1%
|
139
+4.5%
|
2.94
+10.5%
|
|
Apr 24, 2025
24 days after quarter end
|
Q1 FY2025
ended Mar 31, 2025
|
970
-2.1%
|
138
+3.0%
|
2.78
+3.0%
|
|
Jan 30, 2025
30 days after quarter end
|
Q4 FY2024
ended Dec 31, 2024
|
925
-9.0%
|
7
-83.7%
|
0.14
-84.1%
|
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- BFH (NYSE), BFH-PA (NYSE), BFH-PB (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Columbus, OH
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1101215
- Former names
- ALLIANCE DATA SYSTEMS CORP (until Mar 23, 2022)
Other Personal Credit Institutions companies
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- OneMain Holdings, Inc. OMF
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- SLM Corp SLM
- Happen, Inc. HAPN
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Source: SEC EDGAR filings. This is company-reported data, not investment advice.