Yiren Digital Ltd. YRD
Annual
Quarterly
FY2025 · ended Dec 31, 2025 · Revenue $817.84M, +2.8% YoY · Filed Apr 29, 2026
Yiren Digital Ltd. (YRD) files with the SEC under industry code 6199, Finance Services. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $817.8 million and net income of $7.8 million. Free cash flow was $96.9 million. As of Dec 31, 2025 it held $478.8 million in cash and investments and $5.7 million in total debt.
Revenue
$817.84M
+2.8% vs prior year
Net income
$7.80M
-96.4% vs prior year
Operating cash flow
$100.62M
-48.4% vs prior year
Free cash flow
$96.94M
-50.0% vs prior year
EPS
$0.04
-96.4% vs prior year
Dividend per share
None
Shares outstanding
174.68M
+1.2% vs prior year
Net cash
$473.09M
FY 2025
Operating margin
-103.9%
FY 2025
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- YRD (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- Cayman Islands
- Headquarters
- Beijing
- SEC filer status
- Non-accelerated filer
- SEC CIK
- 1631761
- Former names
- Yirendai Ltd. (until Sep 30, 2019)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $817.8M | $795.4M | $689.5M | $498.0M | $702.7M |
| Operating income | -$849.5M | — | — | — | — |
| Net income | $7.8M | $216.8M | $293.0M | $173.2M | $162.1M |
| Diluted EPS | $0.04 | $1.24 | $1.64 | $0.99 | $0.95 |
| Operating cash flow | $100.6M | $195.1M | $305.8M | $268.1M | $24.8M |
| Free cash flow | $96.9M | $193.8M | $305.2M | $268.0M | $23.3M |
| Total assets | $1.9B | $1.8B | $1.4B | $1.2B | $1.2B |
| Total liabilities | $598.1M | $471.3M | $308.6M | $363.2M | $457.9M |
| Stockholders' equity | $1.3B | $1.3B | $1.1B | $874.4M | $756.6M |
| Cash and investments | $478.8M | $574.6M | $877.4M | $760.4M | $477.3M |
| Total debt | $5.7M | $5.6M | $3.3M | $116.4M | $172.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 6-K | Current report (foreign issuer) | Oct 15, 2026 | Oct 15, 2026 |
| 6-K | Current report (foreign issuer) | Oct 13, 2026 | Oct 13, 2026 |
| 6-K | Current report (foreign issuer) | Sep 30, 2026 | Sep 30, 2026 |
| 6-K | Current report (foreign issuer) | Jul 2, 2026 | Jul 2, 2026 |
| 6-K | Current report (foreign issuer) | Jun 26, 2026 | Jun 26, 2026 |
| 6-K | Current report (foreign issuer) | Jun 8, 2026 | Jun 8, 2026 |
All 175 Yiren Digital Ltd. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.