Waterstone Financial, Inc. income statement WSBF

Net income was $26.4 million. Diluted earnings per share were $1.48.

USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.

Line
FY 2026
Jun 30, 2026
FY 2025
Dec 31, 2025
FY 2024
Dec 31, 2024
FY 2023
Dec 31, 2023
FY 2022
Dec 31, 2022
FY 2021
Dec 31, 2021
FY 2020
Dec 31, 2020
FY 2019
Dec 31, 2019
FY 2018
Dec 31, 2018
FY 2017
Dec 31, 2017
FY 2016
Dec 31, 2016
Pretax income
38
+48.5%
33
+39.3%
24
+117.6%
11
-54.9%
24
-73.4%
92
-14.8%
108
+127.3%
48
+18.1%
40
-9.3%
44
+5.8%
42
+62.6%
Income tax
8
+61.6%
7
+32.5%
5
+220.7%
2
-66.8%
5
-76.6%
21
-21.0%
27
+131.1%
12
+22.5%
10
-48.4%
18
+12.2%
16
+78.0%
Net income
30
+45.4%
26
+41.3%
19
+99.3%
9
-51.9%
19
-72.5%
71
-12.8%
81
+126.0%
36
+16.7%
31
+18.4%
26
+1.7%
26
+54.1%
Basic EPS
1.73
+52.4%
1.48
+46.5%
1.01
+114.9%
0.47
-47.2%
0.89
-70.1%
2.98
-10.2%
3.32
+140.6%
1.38
+23.2%
1.12
+17.9%
0.95
+1.1%
0.94
+64.9%
Diluted EPS
1.72
+52.1%
1.48
+46.5%
1.01
+119.6%
0.46
-48.3%
0.89
-69.9%
2.96
-10.3%
3.30
+140.9%
1.37
+23.4%
1.11
+19.4%
0.93
+0.0%
0.93
+66.1%
Weighted average shares, basic
17
-4.6%
18
-3.9%
19
-7.9%
20
-7.9%
22
-7.8%
24
-3.0%
24
-6.0%
26
-4.9%
27
-0.4%
27
+1.6%
27
-7.3%
Weighted average shares, diluted
17
-4.4%
18
-3.9%
19
-8.0%
20
-8.2%
22
-8.0%
24
-2.7%
25
-6.2%
26
-5.0%
28
-0.9%
28
+1.9%
27
-7.0%
Other measures
Depreciation and amortization
—
2
+0.0%
2
-5.9%
2
-5.6%
2
-14.3%
2
-16.0%
2
+0.0%
2
+8.7%
2
+12.2%
2
-21.6%
3
-15.8%
Margins
Effective tax rate
20.97%
21.06%
22.14%
15.02%
20.39%
23.14%
24.95%
24.53%
23.65%
41.57%
39.20%
How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.

Company profile

Industry
Savings Institution, Federally Chartered (SIC 6035)
Listed as
WSBF (Nasdaq)
Fiscal year ends
December 31
Incorporated in
MD
Headquarters
Wauwatosa, WI
SEC filer status
Accelerated filer
SEC CIK
1569994

Other Savings Institution, Federally Chartered companies

Source: SEC EDGAR filings. This is company-reported data, not investment advice.