In fiscal 2025, which ended Sep 30, 2025, Capitol Federal Financial, Inc. reported revenue of $16.3 million, up 6.5% from the year before. Net income was $68.0 million, a profit margin of 417.3%. Diluted earnings per share were $0.52. Across the 7 fiscal years shown, revenue shrank from $16.6 million in fiscal 2019 to $16.3 million in fiscal 2025, about 0.3% a year.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2025
Sep 30, 2025
|
FY 2024
Sep 30, 2024
|
FY 2023
Sep 30, 2023
|
FY 2022
Sep 30, 2022
|
FY 2021
Sep 30, 2021
|
FY 2020
Sep 30, 2020
|
FY 2019
Sep 30, 2019
|
FY 2018
Sep 30, 2018
|
FY 2017
Sep 30, 2017
|
FY 2016
Sep 30, 2016
|
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
16
+6.5%
|
15
-13.1%
|
18
-2.8%
|
18
+9.7%
|
16
+11.5%
|
15
-10.8%
|
17
|
—
|
—
|
—
|
| Pretax income |
83
+53.4%
|
54
+138.9%
|
-139
-229.6%
|
107
+11.6%
|
96
+19.1%
|
81
-33.2%
|
121
-2.6%
|
124
-3.1%
|
128
+4.9%
|
122
+5.3%
|
| Income tax |
15
-6.8%
|
16
+143.1%
|
-37
-263.9%
|
23
+14.1%
|
20
+24.0%
|
16
-39.1%
|
26
+5.7%
|
25
-42.9%
|
44
+13.9%
|
38
+2.0%
|
| Net income |
68
+79.0%
|
38
+137.4%
|
-102
-220.4%
|
84
+11.0%
|
76
+17.9%
|
65
-31.5%
|
94
-4.7%
|
99
+17.6%
|
84
+0.8%
|
83
+6.9%
|
| Basic EPS |
0.52
+79.3%
|
0.29
+138.2%
|
-0.76
-222.6%
|
0.62
+10.7%
|
0.56
+19.1%
|
0.47
-30.9%
|
0.68
-6.8%
|
0.73
+15.9%
|
0.63
+0.0%
|
0.63
+8.6%
|
| Diluted EPS |
0.52
+79.3%
|
0.29
+138.2%
|
-0.76
-222.6%
|
0.62
+10.7%
|
0.56
+19.1%
|
0.47
-30.9%
|
0.68
-6.8%
|
0.73
+15.9%
|
0.63
+0.0%
|
0.63
+8.6%
|
| Weighted average shares, basic |
130
-0.5%
|
131
-2.2%
|
134
-1.6%
|
136
+0.2%
|
135
-1.8%
|
138
+0.2%
|
138
+2.2%
|
135
+0.5%
|
134
+0.8%
|
133
-1.7%
|
| Weighted average shares, diluted |
130
-0.5%
|
131
-2.2%
|
134
-1.6%
|
136
+0.2%
|
135
-1.7%
|
138
+0.1%
|
138
+2.2%
|
135
+0.4%
|
134
+0.8%
|
133
-1.6%
|
| Margins | ||||||||||
| Pretax margin |
509.33%
|
353.61%
|
-789.52%
|
592.28%
|
581.99%
|
544.80%
|
726.83%
|
—
|
—
|
—
|
| Profit margin |
417.33%
|
248.43%
|
-577.61%
|
466.59%
|
461.10%
|
436.08%
|
567.73%
|
—
|
—
|
—
|
| Effective tax rate |
18.06%
|
29.75%
|
—
|
21.22%
|
20.77%
|
19.96%
|
21.89%
|
20.16%
|
34.23%
|
31.53%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Savings Institution, Federally Chartered (SIC 6035)
- Listed as
- CFFN (Nasdaq)
- Fiscal year ends
- September 30
- Incorporated in
- MD
- Headquarters
- Topeka, KS
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1490906
- Former names
- Capitol Federal Financial Inc (until Sep 5, 2018)
Other Savings Institution, Federally Chartered companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.