Q1 FY2027 · ended Jun 30, 2026 · Revenue $139.21M, +4.8% YoY · Filed Aug 6, 2026
World Acceptance Corp (WRLD) files with the SEC under industry code 6141, Personal Credit Institutions. In Q1 of fiscal 2027, the quarter ended Jun 30, 2026, it reported revenue of $139.2 million and net income of $6.1 million. Free cash flow was $63.1 million. As of Jun 30, 2026 it held $10.4 million in cash and investments and $648.1 million in total debt.
Revenue
$139.21M
+4.8% vs year-ago quarter
Net income
$6.11M
+285.4% vs year-ago quarter
Operating cash flow
$64.37M
+10.7% vs year-ago quarter
Free cash flow
$63.09M
+10.5% vs year-ago quarter
EPS
$1.33
+343.3% vs year-ago quarter
Dividend per share
None
Shares outstanding
4.66M
-14.4% vs year-ago quarter
Net cash
$-637.65M
Q1 FY2027
Operating margin
—
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- WRLD (Nasdaq)
- Fiscal year ends
- March 31
- Incorporated in
- SC
- Headquarters
- Greenville, SC
- SEC filer status
- Accelerated filer
- SEC CIK
- 108385
Other Personal Credit Institutions companies
- Affirm Holdings, Inc. AFRM
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q1 FY2027 Jun 30, 2026 |
Q4 FY2026 Mar 31, 2026 |
Q3 FY2026 Dec 31, 2025 |
Q2 FY2026 Sep 30, 2025 |
Q1 FY2026 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $139.2M | $175.9M | $141.6M | $134.8M | $132.8M |
| Net income | $6.1M | $35.3M | -$625,000 | -$1.7M | $1.6M |
| Diluted EPS | $1.33 | $7.44 | -$0.13 | -$0.33 | $0.30 |
| Operating cash flow | $64.4M | $94.6M | $58.0M | $48.6M | $58.2M |
| Free cash flow | $63.1M | $93.5M | $57.2M | $47.7M | $57.1M |
| Total assets | $1.1B | $1.1B | $1.1B | $1.1B | $1.0B |
| Total liabilities | $716.9M | $703.1M | $790.8M | $696.7M | $596.2M |
| Stockholders' equity | $362.2M | $351.0M | $351.6M | $365.6M | $425.6M |
| Cash and investments | $10.4M | $6.1M | $10.0M | $14.9M | $3.0M |
| Total debt | $648.1M | $661.2M | $751.9M | $660.1M | $549.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 23, 2026 | Oct 23, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 21, 2026 | Sep 17, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Aug 19, 2026 | Aug 19, 2026 |
| 8-K |
Current report
Other events
|
Aug 13, 2026 | Aug 13, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 24, 2026 | Jul 24, 2026 |
All 1000 World Acceptance Corp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.