Q3 FY2026 · ended Sep 30, 2026 · Revenue $439.32M, +9.6% YoY · Filed Oct 29, 2026
Universal Insurance Holdings, Inc. (UVE) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $439.3 million and net income of $52.5 million. Free cash flow was $82.0 million. As of Sep 30, 2026 it held $2.0 billion in cash and investments and $97.3 million in total debt.
Revenue
$439.32M
+9.6% vs year-ago quarter
Net income
$52.51M
+31.8% vs year-ago quarter
Operating cash flow
$83.03M
+33.0% vs year-ago quarter
Free cash flow
$81.95M
+33.8% vs year-ago quarter
EPS
$1.80
+30.4% vs year-ago quarter
Dividend per share
$0.16
+0.0% vs year-ago quarter
Shares outstanding
27.67M
-1.4% vs year-ago quarter
Net cash
$1.95B
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Fire, Marine & Casualty Insurance (SIC 6331)
- Listed as
- UVE (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Fort Lauderdale, FL
- SEC filer status
- Large accelerated filer
- SEC CIK
- 891166
- Former names
- UNIVERSAL INSURANCE HOLDINGS, INC. (until Nov 5, 2026); UNIVERSAL INSURANCE HOLDINGS INC (until Feb 1, 2007); UNIVERSAL HEIGHTS INC (until Nov 13, 2000)
Other Fire, Marine & Casualty Insurance companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $439.3M | $427.0M | $393.6M | $407.9M | $401.0M |
| Net income | $52.5M | $59.2M | $54.3M | $66.6M | $39.8M |
| Diluted EPS | $1.80 | $2.04 | $1.88 | $2.28 | $1.38 |
| Operating cash flow | $83.0M | $101.1M | $154.8M | $26.1M | $62.4M |
| Free cash flow | $82.0M | $100.2M | $153.2M | $25.0M | $61.3M |
| Total assets | $3.2B | $3.3B | $2.8B | $2.8B | $3.1B |
| Total liabilities | $2.5B | $2.7B | $2.2B | $2.3B | $2.6B |
| Stockholders' equity | $646.0M | $637.2M | $584.7M | $551.0M | $495.0M |
| Cash and investments | $2.0B | $2.0B | $2.0B | $1.8B | $1.8B |
| Total debt | $97.3M | $97.9M | $100.3M | $100.5M | $100.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure
|
Nov 5, 2026 | Nov 5, 2026 |
| 10-Q | Quarterly report | Oct 29, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 10-Q | Quarterly report | Jul 30, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Jul 8, 2026 | Jul 8, 2026 |
All 1002 Universal Insurance Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.