FY2025 · ended Dec 31, 2025 · Revenue $1.60B, +5.5% YoY · Filed Feb 27, 2026
Universal Insurance Holdings, Inc. (UVE) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $1.6 billion and net income of $183.0 million. Free cash flow was $377.1 million. As of Sep 30, 2026 it held $2.0 billion in cash and investments and $97.3 million in total debt.
Revenue (TTM)
$1.67B
+5.5% vs year-ago TTM
Net income (TTM)
$232.58M
+90.0% vs year-ago TTM
Operating cash flow (TTM)
$365.01M
+43.7% vs year-ago TTM
Free cash flow (TTM)
$360.37M
+44.3% vs year-ago TTM
EPS (TTM)
$8.02
+89.8% vs year-ago TTM
Dividend per share (TTM)
$0.77
+0.0% vs year-ago TTM
Shares outstanding
28.01M
-0.3% vs prior year
Net cash
$1.95B
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- Fire, Marine & Casualty Insurance (SIC 6331)
- Listed as
- UVE (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Fort Lauderdale, FL
- SEC filer status
- Large accelerated filer
- SEC CIK
- 891166
- Former names
- UNIVERSAL INSURANCE HOLDINGS, INC. (until Nov 3, 2026); UNIVERSAL INSURANCE HOLDINGS INC (until Feb 1, 2007); UNIVERSAL HEIGHTS INC (until Nov 13, 2000)
Other Fire, Marine & Casualty Insurance companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $1.6B | $1.5B | $1.4B | $1.2B | $1.1B |
| Net income | $183.0M | $58.9M | $66.8M | -$22.3M | $20.4M |
| Diluted EPS | $6.32 | $2.01 | $2.22 | -$0.72 | $0.65 |
| Operating cash flow | $381.5M | $137.4M | $71.0M | $324.5M | $234.4M |
| Free cash flow | $377.1M | $130.0M | $67.0M | $319.6M | $227.2M |
| Total assets | $2.8B | $2.8B | $2.3B | $2.9B | $2.1B |
| Total liabilities | $2.3B | $2.5B | $2.0B | $2.6B | $1.6B |
| Stockholders' equity | $551.0M | $373.2M | $341.3M | $287.9M | $429.7M |
| Cash and investments | $1.8B | $1.5B | $1.5B | $1.4B | $1.3B |
| Total debt | $100.5M | $101.2M | $102.0M | $102.8M | $103.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 29, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 10-Q | Quarterly report | Jul 30, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Jul 8, 2026 | Jul 8, 2026 |
| 8-K |
Current report
Material agreement, New debt, Other events
|
Jun 18, 2026 | Jun 16, 2026 |
All 1000 Universal Insurance Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.