Q2 FY2026 · ended Jun 30, 2026 · Revenue $23.68M, +18.6% YoY · Filed Aug 12, 2026
Usio, Inc. (USIO) files with the SEC under industry code 6099, Functions Related To Depository Banking, NEC. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $23.7 million and net income of $280,080. Free cash flow was -$828,172. As of Jun 30, 2026 it held $6.4 million in cash and investments and $4.6 million in total debt.
Revenue
$23.68M
+18.6% vs year-ago quarter
Net income
$280,080
+176.4% vs year-ago quarter
Operating cash flow
$-694,120
-163.0% vs year-ago quarter
Free cash flow
$-828,172
-162.7% vs year-ago quarter
EPS
$0.01
+200.0% vs year-ago quarter
Dividend per share
None
Shares outstanding
28.50M
+7.5% vs year-ago quarter
Net cash
$1.77M
Q2 FY2026
Operating margin
-1.2%
TTM
Company profile
- Industry
- Functions Related To Depository Banking, NEC (SIC 6099)
- Listed as
- USIO (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- NV
- Headquarters
- San Antonio, TX
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1088034
- Former names
- PAYMENT DATA SYSTEMS INC (until Jul 1, 2019); Payment Data Systems Inc (until Jul 1, 2019); BILLSERV INC (until Aug 11, 2003); BILLSERV COM INC (until Oct 10, 2001)
Other Functions Related To Depository Banking, NEC companies
- Euronet Worldwide, Inc. EEFT
- Lesaka Technologies Inc LSAK
- OPAY Ltd OPAY
All 4 Functions Related To Depository Banking, NEC companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $23.7M | $25.5M | $22.2M | $21.2M | $20.0M |
| Operating income | $376,913 | $225,712 | -$1.3M | -$464,171 | -$396,970 |
| Net income | $280,080 | $122,503 | -$1.5M | -$415,086 | -$366,654 |
| Diluted EPS | $0.01 | $0.00 | -$0.05 | -$0.02 | -$0.01 |
| Operating cash flow | -$694,120 | $946,724 | $99,596 | $303,830 | -$263,884 |
| Free cash flow | -$828,172 | $548,652 | -$42,828 | $85,165 | -$315,205 |
| Total assets | $123.8M | $120.2M | $134.9M | $99.4M | $108.4M |
| Total liabilities | $105.0M | $102.0M | $117.0M | $80.7M | $89.6M |
| Stockholders' equity | $18.8M | $18.1M | $17.9M | $18.7M | $18.7M |
| Cash and investments | $6.4M | $7.7M | $7.4M | $7.7M | $7.5M |
| Total debt | $4.6M | $4.9M | $3.9M | $3.5M | $3.5M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure
|
Oct 19, 2026 | Oct 19, 2026 |
| 10-Q | Quarterly report | Aug 12, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 12, 2026 | Aug 12, 2026 |
| 8-K |
Current report
Officer or director change
|
Jun 17, 2026 | Jun 17, 2026 |
| 8-K/A |
Amended current report
Change to shareholder rights, Bylaw or fiscal year change, Shareholder vote results, Regulation FD disclosure
|
Jun 16, 2026 | Jun 10, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change, Shareholder vote results, Regulation FD disclosure
|
Jun 10, 2026 | Jun 10, 2026 |
All 1000 Usio, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.