FY2025 · ended Dec 31, 2025 · Revenue $85.39M, +3.0% YoY · Filed Mar 18, 2026
Usio, Inc. (USIO) files with the SEC under industry code 6099, Functions Related To Depository Banking, NEC. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $85.4 million and a net loss of $2.5 million. Free cash flow was $1.1 million. As of Jun 30, 2026 it held $6.4 million in cash and investments and $4.6 million in total debt.
Revenue (TTM)
$92.57M
+10.4% vs year-ago TTM
Net income (TTM)
$-1.51M
-152.4% vs year-ago TTM
Operating cash flow (TTM)
$656,030
-81.5% vs year-ago TTM
Free cash flow (TTM)
$-237,183
-107.1% vs year-ago TTM
EPS (TTM)
$-0.05
-151.2% vs year-ago TTM
Dividend per share
None
Shares outstanding
27.75M
+4.6% vs prior year
Net cash
$1.77M
as of Jun 30, 2026
Operating margin
-1.2%
FY 2026
Company profile
- Industry
- Functions Related To Depository Banking, NEC (SIC 6099)
- Listed as
- USIO (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- NV
- Headquarters
- San Antonio, TX
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1088034
- Former names
- PAYMENT DATA SYSTEMS INC (until Jul 1, 2019); Payment Data Systems Inc (until Jul 1, 2019); BILLSERV INC (until Aug 11, 2003); BILLSERV COM INC (until Oct 10, 2001)
Other Functions Related To Depository Banking, NEC companies
- Euronet Worldwide, Inc. EEFT
- Lesaka Technologies Inc LSAK
- OPAY Ltd OPAY
All 4 Functions Related To Depository Banking, NEC companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $85.4M | $82.9M | $84.1M | $69.4M | $61.9M |
| Operating income | -$2.4M | -$1.5M | -$447,364 | -$5.2M | -$155,381 |
| Net income | -$2.5M | $3.3M | -$475,104 | -$5.5M | -$321,634 |
| Diluted EPS | -$0.09 | $0.12 | -$0.02 | -$0.27 | -$0.02 |
| Operating cash flow | $1.5M | $2.9M | $3.5M | -$17.0M | $29.8M |
| Free cash flow | $1.1M | $2.7M | $2.7M | -$17.8M | $28.5M |
| Total assets | $134.9M | $107.2M | $106.9M | $97.9M | $133.7M |
| Total liabilities | $117.0M | $88.1M | $91.9M | $84.0M | $115.0M |
| Stockholders' equity | $17.9M | $19.2M | $15.1M | $13.9M | $18.7M |
| Cash and investments | $7.4M | $8.1M | $7.2M | $5.7M | $7.3M |
| Total debt | $3.9M | $3.9M | $3.4M | $3.0M | $3.1M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure
|
Oct 19, 2026 | Oct 19, 2026 |
| 10-Q | Quarterly report | Aug 12, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 12, 2026 | Aug 12, 2026 |
| 8-K |
Current report
Officer or director change
|
Jun 17, 2026 | Jun 17, 2026 |
| 8-K/A |
Amended current report
Change to shareholder rights, Bylaw or fiscal year change, Shareholder vote results, Regulation FD disclosure
|
Jun 16, 2026 | Jun 10, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change, Shareholder vote results, Regulation FD disclosure
|
Jun 10, 2026 | Jun 10, 2026 |
All 1000 Usio, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.