Q2 FY2026 · ended Jun 30, 2026 · Revenue $153.58M, +1.1% YoY · Filed Aug 6, 2026
SoFi Technologies, Inc. (SOFI) files with the SEC under industry code 6199, Finance Services. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $153.6 million and net income of $156.6 million. Free cash flow was -$4.0 billion. As of Jun 30, 2026 it held $7.1 billion in cash and investments and $3.4 billion in total debt.
Revenue
$153.58M
+1.1% vs year-ago quarter
Net income
$156.59M
+61.0% vs year-ago quarter
Operating cash flow
$-3.89B
-165.2% vs year-ago quarter
Free cash flow
$-3.99B
-160.5% vs year-ago quarter
EPS
$0.12
+50.0% vs year-ago quarter
Dividend per share
$0.00
Shares outstanding
1.29B
+7.9% vs year-ago quarter
Net cash
$3.71B
Q2 FY2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- SOFI (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- San Francisco, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1818874
- Former names
- Social Capital Hedosophia Holdings Corp. V (until May 28, 2021)
Other Finance Services companies
- American Express Co AXP
- Strategy Inc MSTR
- Nu Holdings Ltd. NU
- Coinbase Global, Inc. COIN
- Synchrony Financial SYF
- Circle Internet Group, Inc. CRCL
- Bitmine Immersion Technologies, Inc. BMNR
- Chime Financial, Inc. CHYM
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $153.6M | $129.5M | $170.3M | $156.8M | $151.9M |
| Net income | $156.6M | $166.7M | $173.5M | $139.4M | $97.3M |
| Diluted EPS | $0.12 | $0.12 | $0.13 | $0.11 | $0.08 |
| Operating cash flow | -$3.9B | -$2.3B | -$991.2M | -$1.3B | -$1.5B |
| Free cash flow | -$4.0B | -$2.4B | -$1.1B | -$1.4B | -$1.5B |
| Total assets | $60.9B | $53.7B | $50.7B | $45.3B | $41.1B |
| Total liabilities | $49.9B | $42.9B | $40.2B | $36.5B | $34.3B |
| Stockholders' equity | $11.1B | $10.8B | $10.5B | $8.8B | $6.9B |
| Cash and investments | $7.1B | $6.4B | $7.4B | $5.6B | $4.4B |
| Total debt | $3.4B | $1.9B | $1.9B | $2.8B | $4.0B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 27, 2026 | Oct 27, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 18, 2026 | Jun 17, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
| ARS | Annual report to shareholders | Apr 30, 2026 | Dec 31, 2025 |
All 976 SoFi Technologies, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.