FY2025 · ended Dec 31, 2025 · Revenue $7.67M, -49.7% YoY · Filed Apr 15, 2026
SHF Holdings, Inc. (SHFS) files with the SEC under industry code 6199, Finance Services. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $7.7 million and a net loss of $2.2 million. As of Jun 30, 2026 it held $7.2 million in cash and investments and $622,074 in total debt.
Revenue (TTM)
$7.81M
-28.6% vs year-ago TTM
Net income (TTM)
$-3.70M
+93.0% vs year-ago TTM
Operating cash flow (TTM)
$-4.44M
-8.5% vs year-ago TTM
Free cash flow
$-1.04M
-161.9% vs prior year
EPS (TTM)
$-0.85
+95.5% vs year-ago TTM
Dividend per share
None
Shares outstanding
4.51M
+61.8% vs prior year
Net cash
$6.56M
as of Jun 30, 2026
Operating margin
-67.0%
FY 2026
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- SHFS (Nasdaq), SHFSW (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Golden, CO
- SEC filer status
- , Emerging growth company
- SEC CIK
- 1854963
- Former names
- Northern Lights Acquisition Corp. (until Sep 28, 2022)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $7.7M | $15.2M | $17.6M | $9.5M | — |
| Operating income | -$5.4M | -$7.1M | -$20.7M | -$2.2M | $3.3M |
| Net income | -$2.2M | -$48.3M | -$17.3M | -$35.1M | $3.3M |
| Diluted EPS | -$0.82 | -$17.43 | -$8.12 | -$1.85 | — |
| Operating cash flow | -$3.4M | $430,477 | -$832,144 | $1.7M | $2.9M |
| Free cash flow | — | — | -$1.0M | $1.7M | — |
| Total assets | $17.2M | $13.2M | $67.9M | $99.5M | $7.5M |
| Total liabilities | $9.0M | $25.5M | $33.5M | $94.3M | $181,505 |
| Stockholders' equity | $8.2M | -$12.3M | $34.4M | $5.1M | $7.3M |
| Cash and investments | $8.2M | $2.7M | $5.3M | $9.7M | $5.5M |
| Total debt | $710,515 | $900,000 | $56.7M | $19.9M | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Unregistered share sale
|
Oct 30, 2026 | Oct 26, 2026 |
| 8-K |
Current report
Unregistered share sale, Other events
|
Oct 26, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Listing notice, Regulation FD disclosure
|
Oct 20, 2026 | Oct 20, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 6, 2026 | Oct 6, 2026 |
| 8-K |
Current report
Change to shareholder rights, Bylaw or fiscal year change
|
Oct 1, 2026 | Sep 29, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 28, 2026 | Sep 28, 2026 |
All 371 SHF Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.