FY2025 · ended Dec 31, 2025 · Revenue $645.60M, +9.7% YoY · Filed Feb 20, 2026
Regional Management Corp. (RM) files with the SEC under industry code 6141, Personal Credit Institutions. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $645.6 million and net income of $44.4 million. Free cash flow was $304.3 million. As of Sep 30, 2026 it held $7.6 million in cash and investments and $1.8 billion in total debt.
Revenue (TTM)
$683.77M
+8.4% vs year-ago TTM
Net income (TTM)
$47.58M
+14.9% vs year-ago TTM
Operating cash flow (TTM)
$324.37M
+10.8% vs year-ago TTM
Free cash flow (TTM)
$319.51M
+10.9% vs year-ago TTM
EPS (TTM)
$4.93
+19.5% vs year-ago TTM
Dividend per share (TTM)
$1.20
+0.0% vs year-ago TTM
Shares outstanding
9.40M
-4.4% vs prior year
Net cash
$-1.79B
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- RM (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Greer, SC
- SEC filer status
- Accelerated filer
- SEC CIK
- 1519401
- Former names
- Regional Management Corp. (until Nov 5, 2026)
Other Personal Credit Institutions companies
- Affirm Holdings, Inc. AFRM
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $645.6M | $588.5M | $551.4M | $507.2M | $428.4M |
| Net income | $44.4M | $41.2M | $16.0M | $51.2M | $88.7M |
| Diluted EPS | $4.45 | $4.14 | $1.66 | $5.30 | $8.33 |
| Operating cash flow | $309.1M | $268.9M | $249.2M | $224.3M | $189.0M |
| Free cash flow | $304.3M | $263.9M | $244.5M | $218.5M | $185.4M |
| Total assets | $2.1B | $1.9B | $1.8B | $1.7B | $1.5B |
| Total liabilities | $1.7B | $1.6B | $1.5B | $1.4B | $1.2B |
| Stockholders' equity | $373.1M | $357.1M | $322.3M | $308.6M | $282.7M |
| Cash and investments | $3.8M | $4.0M | $4.5M | $3.9M | $10.5M |
| Total debt | $1.7B | $1.5B | $1.4B | $1.4B | $1.1B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 30, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Officer or director change, Other events
|
Oct 28, 2026 | Oct 28, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 16, 2026 | Sep 16, 2026 |
| 10-Q | Quarterly report | Jul 31, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Officer or director change, Shareholder vote results
|
May 19, 2026 | May 13, 2026 |
All 1003 Regional Management Corp. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.