FY2025 · ended Dec 31, 2025 · Revenue $2.98M, -0.6% YoY · Filed Mar 13, 2026
Rhinebeck Bancorp, Inc. (RBKB) files with the SEC under industry code 6036, Savings Institutions, Not Federally Chartered. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $3.0 million and net income of $10.0 million. Free cash flow was $10.9 million. As of Jun 30, 2026 it held $304.6 million in cash and investments and $6.0 million in total debt.
Revenue (TTM)
$2.99M
-1.1% vs year-ago TTM
Net income (TTM)
$9.86M
+273.0% vs year-ago TTM
Operating cash flow (TTM)
$14.11M
+109.3% vs year-ago TTM
Free cash flow (TTM)
$12.72M
+111.0% vs year-ago TTM
EPS (TTM)
$0.90
+270.4% vs year-ago TTM
Dividend per share
None
Shares outstanding
11.14M
+0.4% vs prior year
Net cash
$298.51M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- RBKB (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- Poughkeepsie, NY
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1751783
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
All 40 Savings Institutions, Not Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $3.0M | $3.0M | $2.9M | $2.8M | $2.6M |
| Net income | $10.0M | -$8.6M | $4.4M | $7.0M | $11.6M |
| Diluted EPS | $0.92 | -$0.80 | $0.40 | $0.64 | $1.06 |
| Operating cash flow | $11.7M | $8.5M | $7.0M | $14.8M | $7.7M |
| Free cash flow | $10.9M | $7.7M | $6.5M | $13.7M | $5.9M |
| Total assets | $1.3B | $1.3B | $1.3B | $1.3B | $1.3B |
| Total liabilities | $1.2B | $1.1B | $1.2B | $1.2B | $1.2B |
| Stockholders' equity | $136.9M | $121.8M | $113.7M | $108.1M | $126.0M |
| Cash and investments | $102.0M | $37.5M | $22.1M | $255.0M | $352.4M |
| Total debt | $6.1M | $7.4M | $6.3M | $6.9M | $7.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 29, 2026 | Oct 29, 2026 |
| 8-K |
Current report
Officer or director change
|
Oct 6, 2026 | Oct 1, 2026 |
| 8-K |
Current report
Officer or director change
|
Aug 18, 2026 | Aug 18, 2026 |
| 8-K |
Current report
Officer or director change
|
Aug 14, 2026 | May 19, 2026 |
| 10-Q | Quarterly report | Aug 13, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
All 321 Rhinebeck Bancorp, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.