FY2025 · ended Dec 31, 2025 · Revenue $20.11M, -25.2% YoY · Filed Feb 20, 2026
PennyMac Financial Services, Inc. (PFSI) files with the SEC under industry code 6162, Mortgage Bankers & Loan Correspondents. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $20.1 million and net income of $501.1 million. Free cash flow was -$1.7 billion. As of Sep 30, 2026 it held $645.9 million in cash and investments and $6.6 billion in total debt.
Revenue (TTM)
$37.39M
+106.6% vs year-ago TTM
Net income (TTM)
$239.53M
-52.0% vs year-ago TTM
Operating cash flow (TTM)
$-233.76M
+87.8% vs year-ago TTM
Free cash flow (TTM)
$-251.61M
+86.9% vs year-ago TTM
EPS (TTM)
$4.46
-51.9% vs year-ago TTM
Dividend per share (TTM)
$1.20
+0.0% vs year-ago TTM
Shares outstanding
52.17M
+1.4% vs prior year
Net cash
$-6.00B
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- Mortgage Bankers & Loan Correspondents (SIC 6162)
- Listed as
- PFSI (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Westlake Village, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1745916
- Former names
- New PennyMac Financial Services, Inc. (until Oct 30, 2018)
Other Mortgage Bankers & Loan Correspondents companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $20.1M | $26.9M | $13.4M | $12.4M | $7.3M |
| Net income | $501.1M | $311.4M | $144.7M | $475.5M | $1.0B |
| Diluted EPS | $9.30 | $5.84 | $2.74 | $8.50 | $14.87 |
| Operating cash flow | -$1.7B | -$4.5B | -$1.6B | $6.0B | $2.6B |
| Free cash flow | -$1.7B | -$4.5B | -$1.6B | $6.0B | $2.6B |
| Total assets | $29.4B | $26.1B | $18.8B | $16.8B | $18.8B |
| Total liabilities | $25.1B | $22.3B | $15.3B | $13.4B | $15.4B |
| Stockholders' equity | $4.3B | $3.8B | $3.5B | $3.5B | $3.4B |
| Cash and investments | $711.7M | $659.0M | $948.6M | $1.3B | $346.9M |
| Total debt | $6.3B | $5.3B | $4.5B | $3.8B | $3.2B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 3, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Material agreement, Results of operations, Officer or director change
|
Oct 29, 2026 | Oct 29, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 14, 2026 | Sep 14, 2026 |
| 10-Q | Quarterly report | Aug 4, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Officer or director change
|
Jun 11, 2026 | Jun 5, 2026 |
All 1000 PennyMac Financial Services, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.