FY2025 · ended Dec 31, 2025 · Revenue $497.43M, +26.1% YoY · Filed Mar 13, 2026
Finance Of America Companies Inc. (FOA) files with the SEC under industry code 6162, Mortgage Bankers & Loan Correspondents. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $497.4 million and net income of $45.2 million.
Revenue (TTM)
$336.98M
-42.3% vs year-ago TTM
Net income (TTM)
$-338,000
-100.4% vs year-ago TTM
Operating cash flow (TTM)
$-555.32M
-47.6% vs year-ago TTM
Free cash flow
$1.40B
+300.9% vs prior year
EPS (TTM)
$-0.01
-100.4% vs year-ago TTM
Dividend per share
None
Shares outstanding
62.32M
+2.5% vs prior year
Net cash
$-293.71M
FY 2025
Operating margin
-0.1%
FY 2021
Company profile
- Industry
- Mortgage Bankers & Loan Correspondents (SIC 6162)
- Listed as
- FOA (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Plano, TX
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1828937
Other Mortgage Bankers & Loan Correspondents companies
- Rocket Companies, Inc. RKT
- PennyMac Financial Services, Inc. PFSI
- UWM Holdings Corp UWMC
- Onity Group Inc. ONIT
- Beeline Holdings, Inc. BLNE
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2020 |
|---|---|---|---|---|---|
| Revenue | $497.4M | $394.4M | $234.2M | $52.8M | $1.8B |
| Operating income | — | — | — | — | -$2.4M |
| Net income | $45.2M | $15.5M | -$80.1M | -$190.7M | $518.4M |
| Diluted EPS | $3.74 | $1.18 | -$9.77 | -$3.12 | — |
| Operating cash flow | -$429.7M | -$423.8M | -$71.6M | $1.4B | -$686.1M |
| Free cash flow | — | — | — | $1.4B | -$695.1M |
| Total assets | $30.7B | $29.2B | $27.1B | $20.9B | $19.6B |
| Total liabilities | $30.3B | $28.8B | $26.8B | $20.5B | $18.8B |
| Stockholders' equity | $395.6M | $315.7M | $272.4M | $404.8M | — |
| Cash and investments | $89.5M | $47.4M | $46.5M | $61.1M | $849,909 |
| Total debt | $383.2M | $403.0M | $442.2M | $433.8M | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Nov 3, 2026 | Nov 3, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 4, 2026 | Aug 4, 2026 |
| 8-K |
Current report
Material agreement, Change to shareholder rights, Bylaw or fiscal year change
|
Aug 3, 2026 | Jul 31, 2026 |
| 8-K |
Current report
Regulation FD disclosure, Other events
|
Jul 1, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 30, 2026 | Jun 26, 2026 |
All 529 Finance Of America Companies Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.