FY2025 · ended Dec 31, 2025 · Revenue $15.81M, +5.8% YoY · Filed Mar 12, 2026
Pioneer Bancorp, Inc./MD (PBFS) files with the SEC under industry code 6036, Savings Institutions, Not Federally Chartered. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $15.8 million and net income of $20.3 million.
Revenue (TTM)
$16.30M
+9.2% vs year-ago TTM
Net income (TTM)
$16.85M
-19.2% vs year-ago TTM
Operating cash flow (TTM)
$24.07M
+73.4% vs year-ago TTM
Free cash flow
$23.01M
-10.9% vs prior year
EPS (TTM)
$0.69
-17.0% vs year-ago TTM
Dividend per share
None
Shares outstanding
25.08M
-3.0% vs prior year
Net cash
$129.25M
FY 2025
Operating margin
—
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- PBFS (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- Albany, NY
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1769663
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
All 40 Savings Institutions, Not Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Jun 30, 2024 |
FY 2023 Jun 30, 2023 |
FY 2022 Jun 30, 2022 |
FY 2021 Jun 30, 2021 |
|---|---|---|---|---|---|
| Revenue | $15.8M | $15.0M | $13.0M | $13.2M | $12.8M |
| Net income | $20.3M | $15.3M | $21.9M | $10.3M | $1.1M |
| Diluted EPS | $0.83 | $0.61 | $0.87 | $0.41 | $0.04 |
| Operating cash flow | $11.1M | $23.8M | $26.3M | $50.0M | $32.7M |
| Free cash flow | — | $23.0M | $25.8M | $49.2M | $32.1M |
| Total assets | $2.2B | $1.9B | $1.9B | $2.0B | $1.8B |
| Total liabilities | $1.8B | $1.6B | $1.6B | $1.7B | $1.6B |
| Stockholders' equity | $323.9M | $296.5M | $266.7M | $242.6M | $237.8M |
| Cash and investments | $133.7M | $165.2M | $582.1M | $857.9M | $589.6M |
| Total debt | $4.4M | $6.1M | $6.4M | — | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 30, 2026 | Oct 30, 2026 |
| 10-Q | Quarterly report | Aug 10, 2026 | Jun 30, 2026 |
| 8-K/A | Amended current report | Aug 10, 2026 | Apr 24, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 30, 2026 | Jul 30, 2026 |
| 8-K |
Current report
Other events
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Officer or director change
|
Jul 23, 2026 | Jul 21, 2026 |
All 190 Pioneer Bancorp, Inc./MD SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.