Neptune Insurance Holdings Inc. income statement NP

In fiscal 2025, which ended Dec 31, 2025, Neptune Insurance Holdings Inc. reported revenue of $159.6 million. Net income was $37.4 million, a profit margin of 23.4%. Operating income came to $71.0 million, an operating margin of 44.5%. Diluted earnings per share were -$0.26. Over the twelve months ended Sep 30, 2026, revenue was $197.0 million and net income was $44.7 million.

USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.

Line
FY 2026
Sep 30, 2026
FY 2025
Dec 31, 2025
Revenue
197
160
Selling, general and administrative
6
10
Operating income
81
71
Interest income
1
1
Interest expense
15
18
Pretax income
67
54
Income tax
22
16
Net income
45
37
Net income to common
45
-27
Basic EPS
0.32
-0.26
Diluted EPS
0.31
-0.26
Weighted average shares, basic
138
105
Weighted average shares, diluted
144
105
Other measures
Interest coverage
5.35x
3.89x
Margins
Operating margin
41.27%
44.47%
Pretax margin
34.05%
33.62%
Profit margin
22.71%
23.45%
Effective tax rate
33.30%
30.25%
How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.

Company profile

Industry
Insurance Agents, Brokers & Service (SIC 6411)
Listed as
NP (NYSE)
Fiscal year ends
December 31
Incorporated in
DE
Headquarters
St. Petersburg, FL
SEC filer status
Non-accelerated filer, Emerging growth company
SEC CIK
2067129
Former names
Neptune Insurance Holdings, Inc. (until Sep 3, 2025)

Other Insurance Agents, Brokers & Service companies

Source: SEC EDGAR filings. This is company-reported data, not investment advice.