Q3 FY2026 · ended Sep 30, 2026 · Revenue $187.55M, +5.0% YoY · Filed Nov 6, 2026
NMI Holdings, Inc. (NMIH) files with the SEC under industry code 6351, Surety Insurance. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $187.6 million and net income of $93.5 million. Free cash flow was $108.9 million.
Revenue
$187.55M
+5.0% vs year-ago quarter
Net income
$93.47M
-2.6% vs year-ago quarter
Operating cash flow
$110.94M
-13.4% vs year-ago quarter
Free cash flow
$108.92M
-13.7% vs year-ago quarter
EPS
$1.23
+0.8% vs year-ago quarter
Dividend per share
None
Shares outstanding
74.56M
-3.0% vs year-ago quarter
Net cash
$3.17B
Q4 FY2025
Operating margin
—
Company profile
- Industry
- Surety Insurance (SIC 6351)
- Listed as
- NMIH (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- CA
- Headquarters
- Emeryville, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1547903
Other Surety Insurance companies
- Old Republic International Corp ORI
- Essent Group Ltd. ESNT
- Mgic Investment Corp MTG
- Radian Group Inc RDN
- Assured Guaranty Ltd AGO
- Mbia Inc MBI
- Octave Specialty Group Inc OSG
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $187.6M | $187.9M | $183.5M | $180.7M | $178.7M |
| Net income | $93.5M | $105.8M | $99.3M | $94.2M | $96.0M |
| Diluted EPS | $1.23 | $1.38 | $1.28 | $1.20 | $1.22 |
| Operating cash flow | $110.9M | $142.6M | $116.1M | $61.7M | $128.0M |
| Free cash flow | $108.9M | $140.2M | $115.0M | $60.1M | $126.3M |
| Total assets | $4.0B | $4.0B | $3.9B | $3.8B | $3.7B |
| Total liabilities | $1.3B | $1.3B | $1.3B | $1.2B | $1.2B |
| Stockholders' equity | $2.7B | $2.7B | $2.6B | $2.6B | $2.5B |
| Cash and investments | $3.3B | $3.3B | $3.2B | $3.2B | $3.1B |
| Total debt | — | — | — | $8.5M | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 6, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 5, 2026 | Nov 5, 2026 |
| 10-Q | Quarterly report | Jul 31, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 30, 2026 | Jul 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 15, 2026 | May 14, 2026 |
| 10-Q | Quarterly report | May 1, 2026 | Mar 31, 2026 |
All 916 NMI Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.