FY2025 · ended Dec 31, 2025 · Revenue $1.26B, +1.5% YoY · Filed Feb 18, 2026
Essent Group Ltd. (ESNT) files with the SEC under industry code 6351, Surety Insurance. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $1.3 billion and net income of $690.0 million. Free cash flow was $848.7 million.
Revenue (TTM)
$1.32B
+4.3% vs year-ago TTM
Net income (TTM)
$680.71M
-4.8% vs year-ago TTM
Operating cash flow (TTM)
$834.08M
-3.8% vs year-ago TTM
Free cash flow (TTM)
$825.89M
-4.5% vs year-ago TTM
EPS (TTM)
$7.14
+4.3% vs year-ago TTM
Dividend per share
$1.24
+10.7% vs prior year
Shares outstanding
94.54M
-8.9% vs prior year
Net cash
$6.19B
FY 2025
Operating margin
—
Company profile
- Industry
- Surety Insurance (SIC 6351)
- Listed as
- ESNT (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- Bermuda
- Headquarters
- Hamilton, Bermuda
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1448893
Other Surety Insurance companies
- Old Republic International Corp ORI
- Mgic Investment Corp MTG
- Radian Group Inc RDN
- NMI Holdings, Inc. NMIH
- Assured Guaranty Ltd AGO
- Mbia Inc MBI
- Octave Specialty Group Inc OSG
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $1.3B | $1.2B | $1.1B | $1.0B | $1.0B |
| Net income | $690.0M | $729.4M | $696.4M | $831.4M | $681.8M |
| Diluted EPS | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 |
| Operating cash flow | $856.1M | $861.5M | $763.0M | $588.8M | $709.3M |
| Free cash flow | $848.7M | $854.8M | $759.0M | $584.8M | $706.8M |
| Total assets | $7.4B | $7.1B | $6.4B | $5.7B | $5.7B |
| Total liabilities | $1.7B | $1.5B | $1.3B | $1.3B | $1.5B |
| Stockholders' equity | $5.8B | $5.6B | $5.1B | $4.5B | $4.2B |
| Cash and investments | $6.2B | $6.0B | $5.4B | $4.8B | $5.0B |
| Total debt | $36.6M | $36.2M | $38.0M | $15.0M | $8.0M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 7, 2026 | Aug 7, 2026 |
| 10-Q | Quarterly report | May 8, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Results of operations
|
May 8, 2026 | May 8, 2026 |
| ARS | Annual report to shareholders | Mar 26, 2026 | Dec 31, 2025 |
| 10-K | Annual report | Feb 18, 2026 | Dec 31, 2025 |
All 1006 Essent Group Ltd. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.