Net income was $44.4 million. Diluted earnings per share were $3.25.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2026
Jun 30, 2026
|
FY 2025
Dec 31, 2025
|
FY 2024
Dec 31, 2024
|
FY 2023
Dec 31, 2023
|
FY 2022
Dec 31, 2022
|
FY 2021
Dec 31, 2021
|
|---|---|---|---|---|---|---|
| Pretax income |
60
-3.3%
|
62
-5.3%
|
66
+1.6%
|
65
+88.0%
|
34
+121.1%
|
16
|
| Income tax |
18
+0.8%
|
18
-4.6%
|
19
+1.3%
|
18
+92.6%
|
10
+161.3%
|
4
|
| Net income |
42
-5.0%
|
44
-5.7%
|
47
+1.7%
|
46
+86.3%
|
25
+108.7%
|
12
|
| Basic EPS |
3.20
-5.4%
|
3.35
-6.4%
|
3.58
+7.8%
|
3.32
+106.2%
|
1.61
+114.7%
|
0.75
|
| Diluted EPS |
3.11
-5.7%
|
3.25
-7.7%
|
3.52
+6.0%
|
3.32
+110.1%
|
1.58
+110.7%
|
0.75
|
| Weighted average shares, basic |
13
+0.4%
|
13
+1.0%
|
13
-5.7%
|
14
-9.7%
|
15
-2.7%
|
16
|
| Weighted average shares, diluted |
14
+0.8%
|
14
+2.2%
|
13
-4.1%
|
14
-11.4%
|
16
-0.8%
|
16
|
| Other measures | ||||||
| Depreciation and amortization |
1
-2.2%
|
1
-1.4%
|
1
-2.7%
|
1
-2.2%
|
1
+11.5%
|
1
|
| Margins | ||||||
| Effective tax rate |
29.36%
|
28.66%
|
28.43%
|
28.52%
|
27.84%
|
23.56%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- NECB (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- White Plains, NY
- SEC filer status
- , Emerging growth company
- SEC CIK
- 1847398
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
All 40 Savings Institutions, Not Federally Chartered companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.