Net income was $41.0 million. Diluted earnings per share were $2.41.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2026
Jun 30, 2026
|
FY 2025
Jun 30, 2025
|
FY 2024
Jun 30, 2024
|
FY 2023
Jun 30, 2023
|
FY 2022
Jun 30, 2022
|
FY 2021
Jun 30, 2021
|
FY 2020
Jun 30, 2020
|
FY 2019
Jun 30, 2019
|
FY 2018
Jun 30, 2018
|
FY 2017
Jun 30, 2017
|
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
4
|
—
|
—
|
| Pretax income |
47
+35.1%
|
35
+29.3%
|
27
-25.1%
|
36
+8.9%
|
33
+19.2%
|
28
+26.9%
|
22
+3.5%
|
21
+13.6%
|
19
+23.9%
|
15
+28.2%
|
| Income tax |
6
+64.7%
|
4
+72.1%
|
2
-59.3%
|
5
+2.5%
|
5
+33.9%
|
4
+21.3%
|
3
-14.5%
|
4
-13.5%
|
4
+9.5%
|
4
+39.6%
|
| Net income |
41
+31.7%
|
31
+25.7%
|
25
-19.5%
|
31
+10.0%
|
28
+16.9%
|
24
+27.8%
|
19
+7.1%
|
17
+21.3%
|
14
+28.8%
|
11
+24.8%
|
| Basic EPS |
2.41
+31.7%
|
1.83
+26.2%
|
1.45
-19.9%
|
1.81
+10.4%
|
1.64
-41.6%
|
2.81
+27.7%
|
2.20
+7.3%
|
2.05
+21.3%
|
1.69
+28.0%
|
1.32
+24.5%
|
| Diluted EPS |
2.41
+31.7%
|
1.83
+26.2%
|
1.45
-19.9%
|
1.81
+10.4%
|
1.64
-41.6%
|
2.81
+27.7%
|
2.20
+7.3%
|
2.05
+21.3%
|
1.69
+29.0%
|
1.31
+23.6%
|
| Weighted average shares, basic |
17
-0.0%
|
17
+0.0%
|
17
+0.0%
|
17
+0.0%
|
17
+100.0%
|
9
-0.2%
|
9
-0.1%
|
9
+0.3%
|
9
+0.2%
|
8
+0.4%
|
| Weighted average shares, diluted |
17
-0.0%
|
17
+0.0%
|
17
+0.0%
|
17
+0.0%
|
17
+100.0%
|
9
-0.2%
|
9
-0.1%
|
9
+0.0%
|
9
+0.3%
|
9
+0.4%
|
| Margins | ||||||||||
| Pretax margin |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
510.71%
|
—
|
—
|
| Profit margin |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
424.68%
|
—
|
—
|
| Effective tax rate |
12.41%
|
10.18%
|
7.64%
|
14.07%
|
14.95%
|
13.30%
|
13.92%
|
16.85%
|
22.13%
|
25.06%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- GCBC (Nasdaq)
- Fiscal year ends
- June 30
- Incorporated in
- DE
- Headquarters
- Catskill, NY
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1070524
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Home Bancorp, Inc. HBCP
- Pioneer Bancorp, Inc./MD PBFS
All 40 Savings Institutions, Not Federally Chartered companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.