FS Bancorp, Inc. balance sheet FSBW

Annual Quarterly

As of Jun 30, 2026, FS Bancorp, Inc. had total assets of $3.2 billion and total liabilities of $2.9 billion. Total assets were up 0.1% from a year earlier. Stockholders' equity was $319.0 million. It held $29.7 million in cash and investments against $331.3 million of total debt, net debt of $301.5 million.

USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the same quarter a year earlier.

Q2 FY2026
Jun 30, 2026
Q1 FY2026
Mar 31, 2026
Q4 FY2025
Dec 31, 2025
Q3 FY2025
Sep 30, 2025
Q2 FY2025
Jun 30, 2025
Q1 FY2025
Mar 31, 2025
Q4 FY2024
Dec 31, 2024
Q3 FY2024
Sep 30, 2024
Assets
Cash
30
-10.5%
39
-38.3%
28
-10.8%
61
+51.9%
33
+0.6%
63
+38.2%
32
-51.8%
40
-50.0%
Cash and investments
30
-10.5%
39
-38.3%
28
-10.8%
61
+51.9%
33
-86.9%
63
-80.7%
32
-91.2%
40
-50.0%
Property and equipment, net
43
+44.4%
44
+48.1%
44
+48.1%
32
+8.1%
30
+0.3%
29
-2.9%
30
-2.7%
30
-2.9%
Goodwill
4
+0.0%
4
+0.0%
4
+0.0%
4
+0.0%
4
+0.0%
4
+0.0%
4
+0.0%
4
+0.0%
Total assets
3,179
+0.1%
3,204
+4.5%
3,197
+5.5%
3,209
+8.0%
3,176
+8.0%
3,066
+3.2%
3,029
+1.9%
2,970
+1.7%
Liabilities and equity
Total liabilities
2,860
-0.6%
2,890
+4.4%
2,889
+5.7%
2,908
+8.5%
2,879
+8.3%
2,767
+2.8%
2,733
+0.9%
2,681
+0.4%
Stockholders' equity
319
+7.3%
314
+5.0%
308
+4.0%
301
+4.0%
297
+4.6%
299
+7.5%
296
+11.8%
289
+15.3%
Debt
Debt due within a year
324
+38.5%
167
+143.2%
259
-58.0%
129
-21.1%
234
+28.8%
69
-47.0%
616
+228.3%
164
+34.4%
Lease liabilities
7
-17.0%
6
+8.2%
6
+6.0%
7
+26.0%
8
+36.1%
5
-19.7%
6
-18.9%
6
-23.7%
Total debt
331
+36.6%
173
+133.8%
264
-57.4%
136
-19.5%
242
+29.0%
74
-45.8%
621
+219.6%
169
+31.1%
Net cash
-302
-44.1%
-134
-1096.6%
-236
+59.9%
-75
+41.9%
-209
-415.5%
-11
-105.9%
-590
-458.8%
-129
-166.1%
Ratios
Debt to equity
1.04x
0.55x
0.86x
0.45x
0.82x
0.25x
2.10x
0.59x
Return on equity
10.46%
10.56%
10.84%
10.75%
11.24%
11.59%
11.84%
12.95%
Return on assets
1.05%
1.03%
1.04%
1.01%
1.05%
1.13%
1.16%
1.26%
Book value per share
42.96
41.84
40.98
39.88
39.01
38.60
37.76
36.96
How these figures are calculated

Quarterly columns are single-quarter amounts. When a 10-Q reports only a year-to-date total, as cash flow statements do, the quarter is that total minus the previous quarter's year-to-date total. The fourth quarter is the annual report's full year minus the first nine months. A column marked YTD is a year-to-date total, shown when the earlier report needed for the single quarter is missing. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. More on our methodology.

Company profile

Industry
Savings Institutions, Not Federally Chartered (SIC 6036)
Listed as
FSBW (Nasdaq)
Fiscal year ends
December 31
Incorporated in
WA
Headquarters
Mountlake Terrace, WA
SEC filer status
Accelerated filer
SEC CIK
1530249

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Source: SEC EDGAR filings. This is company-reported data, not investment advice.