FS Bancorp, Inc. balance sheet FSBW

Annual Quarterly

As of Jun 30, 2026, FS Bancorp, Inc. had total assets of $3.2 billion and total liabilities of $2.9 billion. Total assets were up 0.1% from a year earlier. Stockholders' equity was $319.0 million. It held $29.7 million in cash and investments against $331.3 million of total debt, net debt of $301.5 million.

USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the year before.

FY 2026
Jun 30, 2026
FY 2025
Dec 31, 2025
FY 2024
Dec 31, 2024
FY 2023
Dec 31, 2023
FY 2022
Dec 31, 2022
FY 2021
Dec 31, 2021
FY 2020
Dec 31, 2020
FY 2019
Dec 31, 2019
FY 2018
Dec 31, 2018
FY 2017
Dec 31, 2017
FY 2016
Dec 31, 2016
Assets
Cash
30
-10.5%
28
-10.8%
32
-51.8%
66
+58.5%
41
+56.4%
26
-71.1%
92
+100.0%
46
+39.7%
33
+73.3%
19
-48.1%
36
+49.1%
Cash and investments
30
-10.5%
28
-10.8%
32
-91.2%
359
+32.5%
271
-9.1%
298
+10.5%
270
+56.9%
172
+32.2%
130
+28.2%
101
-14.3%
118
+48.5%
Property and equipment, net
43
+44.4%
44
+48.1%
30
-2.7%
31
+21.7%
25
-5.5%
27
-2.8%
27
-5.0%
29
-1.2%
29
+88.3%
15
-3.5%
16
+15.6%
Goodwill
4
+0.0%
4
+0.0%
4
+0.0%
4
+55.4%
2
+0.0%
2
+0.0%
2
+0.0%
2
+0.0%
2
+0.0%
2
+0.0%
2
Total assets
3,179
+0.1%
3,197
+5.5%
3,029
+1.9%
2,973
+12.9%
2,633
+15.2%
2,286
+8.2%
2,113
+23.4%
1,713
+5.6%
1,622
+65.2%
982
+18.6%
828
+22.2%
Liabilities and equity
Total liabilities
2,860
-0.6%
2,889
+5.7%
2,733
+0.9%
2,708
+12.8%
2,401
+17.8%
2,039
+8.3%
1,883
+24.5%
1,513
+4.9%
1,442
+67.7%
860
+15.1%
747
+24.0%
Stockholders' equity
319
+7.3%
308
+4.0%
296
+11.8%
264
+14.2%
232
-6.4%
248
+7.6%
230
+14.9%
200
+11.2%
180
+47.6%
122
+50.6%
81
+7.6%
Debt
Debt due within a year
324
+38.5%
259
-58.0%
616
+228.3%
187
—
—
—
—
—
—
—
Long-term debt
—
—
—
—
187
+338.6%
43
-74.4%
166
—
—
—
—
Lease liabilities
7
-17.0%
6
+6.0%
6
-18.9%
7
+5.8%
6
+35.1%
5
-7.4%
5
-0.7%
5
—
—
—
Total debt
331
+36.6%
264
-57.4%
621
+219.6%
194
+0.7%
193
+307.9%
47
-72.3%
171
+3179.3%
5
—
—
—
Net cash
-302
-44.1%
-236
+59.9%
-590
-458.8%
164
+111.5%
78
-69.0%
251
+154.1%
99
-40.8%
167
—
—
—
Ratios
Debt to equity
1.04x
0.86x
2.10x
0.73x
0.83x
0.19x
0.74x
0.03x
—
—
—
Return on equity
10.46%
10.84%
11.84%
13.63%
12.80%
15.12%
17.07%
11.34%
13.52%
11.54%
12.96%
Return on assets
1.05%
1.04%
1.16%
1.21%
1.13%
1.64%
1.86%
1.33%
1.50%
1.43%
1.27%
Book value per share
42.96
40.98
37.76
33.91
29.95
30.30
27.14
44.91
40.08
33.15
26.49
How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. The first column is the latest balance sheet when it is newer than the latest fiscal year. More on our methodology.

Company profile

Industry
Savings Institutions, Not Federally Chartered (SIC 6036)
Listed as
FSBW (Nasdaq)
Fiscal year ends
December 31
Incorporated in
WA
Headquarters
Mountlake Terrace, WA
SEC filer status
Accelerated filer
SEC CIK
1530249

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Source: SEC EDGAR filings. This is company-reported data, not investment advice.