No annual revenue total was found in Farmers and Merchants Bancshares, Inc.'s SEC filings.
Farmers and Merchants Bancshares, Inc. (FMFG) files with the SEC under industry code 6036, Savings Institutions, Not Federally Chartered. Free cash flow was $5.7 million. As of Jun 30, 2026 it held $54.3 million in cash and investments and $12.1 million in total debt.
Revenue
—
Net income (TTM)
$7.12M
+64.1% vs year-ago TTM
Operating cash flow (TTM)
$7.70M
+238.0% vs year-ago TTM
Free cash flow (TTM)
$7.40M
+297.0% vs year-ago TTM
EPS (TTM)
$2.21
+61.0% vs year-ago TTM
Dividend per share
$0.67
+1.5% vs prior year
Shares outstanding
3.24M
+1.9% vs prior year
Net cash
$42.26M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Savings Institutions, Not Federally Chartered (SIC 6036)
- Listed as
- FMFG (OTC)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- Hampstead, MD
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1698022
Other Savings Institutions, Not Federally Chartered companies
- Flagstar Bank, National Association FLG
- Beacon Financial Corp BBT
- Heritage Financial Corp /WA/ HFWA
- NB Bancorp, Inc. NBBK
- Southern Missouri Bancorp, Inc. SMBC
- Third Coast Bancshares, Inc. TCBX
- Greene County Bancorp Inc GCBC
- Home Bancorp, Inc. HBCP
All 40 Savings Institutions, Not Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Net income | $5.8M | $4.3M | $6.4M | $8.1M | $8.1M |
| Diluted EPS | $1.81 | $1.37 | $2.08 | — | — |
| Operating cash flow | $6.0M | $2.3M | $5.9M | $7.2M | $11.7M |
| Free cash flow | $5.7M | $968,000 | $5.0M | $6.7M | $11.4M |
| Total assets | $872.0M | $844.6M | $799.9M | $718.2M | $716.7M |
| Total liabilities | $807.3M | $788.4M | $747.8M | $670.4M | $660.1M |
| Stockholders' equity | $64.7M | $56.3M | $52.2M | $47.8M | $56.6M |
| Cash and investments | $46.1M | $189.7M | $208.5M | $132.7M | $174.5M |
| Total debt | $13.3M | $12.8M | $13.2M | $15.1M | $17.0M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 23, 2026 | Sep 21, 2026 |
| 10-Q | Quarterly report | Aug 11, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Material agreement, Change to shareholder rights
|
Jun 16, 2026 | Jun 16, 2026 |
| 8-K | Current report | May 21, 2026 | May 18, 2026 |
All 289 Farmers and Merchants Bancshares, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.