In fiscal 2025, which ended Sep 30, 2025, Ezcorp, Inc. reported revenue of $1.3 billion, up 9.7% from the year before. Net income was $109.6 million, a profit margin of 8.6%. Operating income came to $149.2 million, an operating margin of 11.7%. Diluted earnings per share were $1.42. Over the twelve months ended Jun 30, 2026, revenue was $1.6 billion and net income was $158.3 million. Across the 10 fiscal years shown, revenue grew from $730.5 million in fiscal 2016 to $1.3 billion in fiscal 2025, about 6.4% a year.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2026
Jun 30, 2026
|
FY 2025
Sep 30, 2025
|
FY 2024
Sep 30, 2024
|
FY 2023
Sep 30, 2023
|
FY 2022
Sep 30, 2022
|
FY 2021
Sep 30, 2021
|
FY 2020
Sep 30, 2020
|
FY 2019
Sep 30, 2019
|
FY 2018
Sep 30, 2018
|
FY 2017
Sep 30, 2017
|
FY 2016
Sep 30, 2016
|
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1,584
+28.6%
|
1,274
+9.7%
|
1,162
+10.7%
|
1,049
+18.4%
|
886
+21.5%
|
730
-11.3%
|
823
-2.9%
|
847
+4.1%
|
814
+8.8%
|
748
+2.4%
|
731
+1.5%
|
| Cost of revenue |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
267
+3.2%
|
258
-3.6%
|
| Gross profit |
928
+28.3%
|
746
+9.3%
|
682
+11.9%
|
610
+15.5%
|
528
+17.5%
|
449
+0.1%
|
449
-9.2%
|
494
+2.7%
|
482
+10.6%
|
436
+1.7%
|
428
+6.3%
|
| Selling, general and administrative |
102
+4.5%
|
84
+10.5%
|
76
+11.9%
|
68
+5.0%
|
64
+13.9%
|
56
+4.4%
|
54
-15.0%
|
64
+18.7%
|
54
+0.3%
|
53
-21.5%
|
68
-6.7%
|
| Other operating income (expense) |
0
-100.0%
|
1
+65.0%
|
1
-85.0%
|
5
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
| Operating income |
220
+59.4%
|
149
+32.6%
|
113
+22.1%
|
92
+23.0%
|
75
+140.4%
|
31
+164.4%
|
-48
-202.9%
|
47
-30.0%
|
67
+26.6%
|
53
+81.8%
|
29
+287.0%
|
| Interest income |
16
+34.4%
|
15
+39.2%
|
11
+41.6%
|
7
+814.3%
|
1
-67.0%
|
2
-21.9%
|
3
-71.4%
|
11
-34.9%
|
17
+40.8%
|
12
+14842.0%
|
0
-70.9%
|
| Interest expense |
33
+82.5%
|
23
+69.5%
|
14
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
| Other non-operating income (expense) |
3
+794.4%
|
-0
-117.3%
|
1
+144.8%
|
-3
-1939.5%
|
0
-78.9%
|
1
+4547.1%
|
0
+101.2%
|
-1
-126.4%
|
5
+1174.5%
|
0
+135.2%
|
-1
+45.0%
|
| Equity in earnings of affiliates |
7
+44.1%
|
6
+30.5%
|
5
+116.6%
|
-28
-1699.7%
|
2
-53.2%
|
4
+256.6%
|
-2
-1699.3%
|
-0
-102.4%
|
6
+12.5%
|
5
+2027.8%
|
-0
+95.3%
|
| Pretax income |
213
+55.7%
|
147
+27.0%
|
116
+123.9%
|
52
-23.7%
|
68
+321.6%
|
16
+122.9%
|
-70
-1779.3%
|
4
-92.5%
|
56
+30.1%
|
43
+11657.0%
|
0
+100.5%
|
| Income tax |
54
+39.3%
|
37
+14.3%
|
33
+146.9%
|
13
-25.0%
|
18
+135.6%
|
7
+556.5%
|
-2
-167.8%
|
2
-86.9%
|
18
+65.8%
|
11
+18.5%
|
9
+166.7%
|
| Net income |
158
+61.4%
|
110
+31.9%
|
83
+116.0%
|
38
-23.3%
|
50
+482.4%
|
9
+112.6%
|
-68
-2794.3%
|
3
-93.2%
|
37
+18.7%
|
31
+138.9%
|
-81
+9.5%
|
| Basic EPS |
2.58
+47.1%
|
1.91
+26.5%
|
1.51
+118.8%
|
0.69
-22.5%
|
0.89
+493.3%
|
0.15
+112.1%
|
-1.24
-2580.0%
|
0.05
-92.6%
|
0.68
+17.2%
|
0.58
+138.9%
|
-1.49
+9.1%
|
| Diluted EPS |
1.89
+61.4%
|
1.42
+29.1%
|
1.10
+107.5%
|
0.53
-24.3%
|
0.70
+366.7%
|
0.15
+112.1%
|
-1.24
-2580.0%
|
0.05
-92.2%
|
0.64
+10.3%
|
0.58
+138.9%
|
-1.49
+9.1%
|
| Weighted average shares, basic |
61
+9.7%
|
57
+4.6%
|
55
-1.2%
|
56
-1.6%
|
56
+1.4%
|
56
+0.8%
|
55
-0.1%
|
55
+1.6%
|
54
+0.4%
|
54
-0.3%
|
54
+0.1%
|
| Weighted average shares, diluted |
84
-0.0%
|
83
-1.3%
|
84
+4.4%
|
81
-1.9%
|
82
+47.3%
|
56
+1.1%
|
55
-1.2%
|
56
-3.3%
|
58
+6.5%
|
54
-0.1%
|
54
+0.1%
|
| Other measures | |||||||||||
| Depreciation and amortization |
36
+11.4%
|
33
-1.6%
|
33
+2.9%
|
32
-0.0%
|
32
+4.8%
|
31
-0.5%
|
31
+7.0%
|
29
+13.0%
|
25
+7.7%
|
24
-17.4%
|
29
-22.6%
|
| EBITDA |
256
+50.2%
|
182
+24.8%
|
146
+17.2%
|
124
+16.1%
|
107
+73.1%
|
62
+452.2%
|
-18
-123.2%
|
76
-18.1%
|
93
+20.7%
|
77
+32.6%
|
58
+169.8%
|
| Interest coverage |
6.67x
|
6.48x
|
8.28x
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
| Margins | |||||||||||
| Gross margin |
58.55%
|
58.55%
|
58.74%
|
58.13%
|
59.60%
|
61.61%
|
54.60%
|
58.36%
|
59.19%
|
58.23%
|
58.62%
|
| Operating margin |
13.90%
|
11.71%
|
9.69%
|
8.78%
|
8.45%
|
4.27%
|
-5.88%
|
5.55%
|
8.25%
|
7.09%
|
3.99%
|
| Pretax margin |
13.44%
|
11.52%
|
9.95%
|
4.92%
|
7.64%
|
2.20%
|
-8.52%
|
0.49%
|
6.83%
|
5.71%
|
0.05%
|
| Profit margin |
9.99%
|
8.60%
|
7.15%
|
3.67%
|
5.66%
|
1.18%
|
-8.32%
|
0.30%
|
4.58%
|
4.20%
|
-11.05%
|
| EBITDA margin |
16.18%
|
14.26%
|
12.53%
|
11.85%
|
12.08%
|
8.48%
|
-2.13%
|
8.95%
|
11.38%
|
10.25%
|
7.92%
|
| Effective tax rate |
25.29%
|
25.32%
|
28.12%
|
25.51%
|
25.92%
|
46.38%
|
—
|
57.64%
|
33.11%
|
25.99%
|
2,578.79%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Retail-Miscellaneous Retail (SIC 5900)
- Listed as
- EZPW (Nasdaq)
- Fiscal year ends
- September 30
- Incorporated in
- DE
- Headquarters
- Rollingwood, TX
- SEC filer status
- Accelerated filer
- SEC CIK
- 876523
Other Retail-Miscellaneous Retail companies
- FirstCash Holdings, Inc. FCFS
- TheRealReal, Inc. REAL
- Savers Value Village, Inc. SVV
- Suburban Propane Partners LP SPH
- Winmark Corp WINA
- Teamshares Inc TMS
- Ferrellgas Partners L P FGPR
- Playboy, Inc. PLBY
Source: SEC EDGAR filings. This is company-reported data, not investment advice.